The credit card built for small businesses

Earn 1.5% cashback on all card spending. Redeem for discounted gift cards or against your balance. Apply in under 2 minutes.

  • Go further with credit limits up to $50,000 (based on creditworthiness)
  • Free company cards with spend controls
  • No annual or FX fees
Florist Holding Business Credit Card (1) (1)
Point 1

Trusted by over 200,000 businesses

Point 2

Interest rates range from 18.49% - 35.99% APR

(For new applicants only, based on creditworthiness)

Point 3

Auto-sync with accounting software

Point 4

24/7 support with real humans

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Enter your access code to automatically fill your application form.

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Get rewarded for your business spending

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

  • Track card spending in real-time
  • Unlimited free company cards
  • Set spend limits for employees
  • Auto-sync to Xero and QuickBooks

Rated excellent by our customers

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Capital On Tap Business Credit Cards Customers

Why choose Capital on Tap?

Over 200,000 small business customers have spent more than $12 billion on their Capital on Tap Business Credit Cards, issued by WebBank in the US.

Our customer stories prove why we are the best choice for your business credit card needs.

Capital on Tap reviews

Free State Flora Founder Emily Forsberg (1)

Spring and summer are extremely busy for florists between graduations, holidays, weddings, and other warm weather events. The Capital on Tap Business Credit Card’s unlimited free 1.5% cashback benefits have helped the business thrive during the season’s demands.

Emily Forsberg
Owner of Free State Flora
Read our customer stories
Capital On Tap Business Credit Card Rewards

1.5% cashback

Capital on Tap turns your business expenses into benefits with 1.5% cashback on all your business purchases. 

If you spend $10,000 per month on business expenses, annually $1,800 comes back to you in rewards.

Get $200 back if you spend $15,000 in your first 3 months

Capital On Tap Business Credit Card And Rewards Gift Cards US

Travel and gift card rewards

Make being your own boss even more rewarding by earning rewards on every business purchase.

Use your rewards to reduce your balance, convert to cash or buy gift cards. 

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Plug into your accounting software

Auto-sync transactions to QuickBooks and Xero to save time and stay organized with our integrated accounting solutions.

Set it to auto-sync daily for hassle-free expense management.

Customer Service Agent

24/7 support

If you’re awake, so are we. Contact us any time to talk to a real person who’ll usually answer in 10 seconds or less. 

We're here 24/7 to assist you with any questions or concerns you may have.

Capital On Tap Business Credit Cards App View

Track all your spending in one place

Improve your business management with the Capital on Tap app, a single platform for handling your business credit card and expenses. Get real-time notifications wherever you are.

Easily control your spending and your employees' expenses.

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Capital On Tap Business Credit Card Team And Roles

Empower your employees

Enjoy free company cards for all your employees with personalized spend controls. 

Give them the freedom to buy what they need to get their job done, while staying in control of their spending with real-time spend alerts. 

Capital On Tap Virtual Credit Card Details

Start spending the moment you’re approved

Create virtual cards in seconds and start spending the moment you’re approved for a Capital on Tap Business Credit Card account. 

Urgent bills or invoices to pay? You don't have to wait for a physical card – virtual cards have you and your employees covered.

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Open an account online today

  • You'll typically get a decision within 24 hours of applying
  • Make purchases immediately with your virtual card
  • Your physical card should arrive in just 4 business days
  • Running your business just got easier