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Card Purchase

1.5% cashback on every purchase

Earn rewards on all card spend and redeem to your balance or as gift cards.

No Charge

No annual fee

Enjoy cashback and flexibility without an annual fee.


Low variable APR

Interest rates range from 18.24% to 35.99% APR.

(For new applicants only, based on creditworthiness)

Credit Limit

Credit limits up to $50,000

Grow your business with a credit limit of up to $50,000.

(Based on creditworthiness of applicant)

Capital On Tap Business Credit Card And Accounting Integrations

A credit card that’s built for businesses

Manage your business spend with smart controls and real-time visibility – all with no annual fee.

Track card spend in real-time

Track card spend in real-time

Unlimited free company cards

Unlimited free company cards

Set spend limits for employees

Set spend limits for employees

Auto-sync with accounting software

Auto-sync with accounting software

Capital On Tap Business Credit Card Resting On Laptop

Track all your spending in one place

Empower your employees with as many free company cards as you need. Stay in control with real-time visibility and smart spend controls.

Capital On Tap Business Credit Card And Rewards Gift Cards US

Cashback, and Gift Card Rewards

The Capital on Tap Business Credit Card comes with uncapped 1.5% cashback on all card spend, with flexible ways to redeem your rewards. 

Learn more about our credit card benefits and rewards →

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24/7 support

You don’t have time to wait on hold. Talk to a real person any time in 10 seconds or less.

Capital On Tap Business Credit Card And App US

Open an account in under 5 minutes

Apply in under 2 minutes and get a response within 48 hours

Make purchases immediately with your virtual card

Your cards arrives 4 days later

Running your business just got easier