Our mission
We started Capital on Tap with a single goal: make the lives of small business owners easier. So, we’re building tools that empower owners. Tools that make it faster, simpler, and more rewarding to run their business.
We started 10 years ago with a working capital facility but haven’t stopped there. Our business credit card is purpose built for small business owners, making it easy to access working capital, issue cards to other directors and employees, integrate with their accounting software, and earn them best-in-class rewards. Simply put, it makes running a business easier.
So if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your teams spend – join the 125,000 businesses across the UK and the US who use Capital on Tap today.
Why Capital on Tap?
Our people (and our office dogs) are truly the best thing about working at Capital on Tap. We've built a dynamic, fun and vibrant culture where your opportunities for growth are as big as your ambitions.
Growth
We place a huge emphasis on continual learning and have created an environment where this is possible every day. We provide every employee with a $1250 learning budget that can be used for conferences, courses, subscriptions, books - whatever inspires your curiosity and develops your abilities.
We actively encourage interacting with and learning from people and leaders of all levels within the business. Internal mobility is important to us and our goal is to help every employee realise their aspirations.
How comfortable are you with driving your own career and finding your own path?
Would you welcome the opportunity to tell senior managers how to do something better?
Community
We are all committed to maintaining an environment where we share ideas, support each other, and celebrate our successes. We celebrate diversity and have tonnes of employee-led groups, LGBTQIA+, book club, sports teams and so much more. If there isn't a club that interests you, we encourage you to create one!
We definitely know how to let our hair down! Our 'Happy Club' is in charge of organizing our regular socials - whether it's a summer party or celebrating religious festivals. On top of this we have house teams and enjoy a bit of friendly competition with trivia nights, dessert socials, gingerbread houses and more!
Are you comfortable operating outside of your immediate role?
Do you make time for others even when you're busy?
Ownership
Spotted something that could be done better? Great! Tell us about it, own it, and get it done. We employ intelligent, innovative people so that they can think of great ideas, push them through, and drive the business forward.
We want to empower you and as we've hired you - we trust you. It's about being accountable for the results of your actions and feeling proud of what you've accomplished.
If something isn’t being done, are you the person to step in and take the lead? If something doesn’t go the way you expected, do you hold yourself to account?
Can you push on and learn from the experience?
Our core values
Just Pilot
- Our company is built on piloting new ideas, we know our job is never done.
- We ask questions, we figure it out.
- We only build what our customers want.
Be a buddy
- It’s never not my job.
- Tap in from day one.
- We do the right thing.
Why not today?
- Fast is as slow as we go.
- Take ownership and raise the bar.
- Keep things simple.
Benefits
Health & Wellness
- Health benefits include medical, dental and vision coverage.
Holiday
- 20 days of PTO.
- Enhanced paid holidays Martin Luther King Jr. Day, Juneteenth, Veteran's Day and more.
- After 4 years, you can take a 4 week paid sabbatical to celebrate your anniversary.
Learning
- Every year, you have access to $1250 learning budget to spend on anything that helps your development.
- We also hold company knowledge sharing including show and tells and our own version of TED talks.
Fun Fun Fun
- Our Happy Club organizes monthly socials including quiz nights, scavenger hunts, and celebrations of all occasions whether it's PRIDE, religious holidays or another tradition.
- You can also enjoy regular team socials to bond with your team!
- We have an array of company clubs and events including gaming club, book club, trivia night and more. Or start your own!
Company value benefits
- For your first anniversary, you'll receive a reward of $250 to pilot something new in your personal life. When you reach 2 years, you will receive $500 to Be a Buddy to a loved one. The rewards just keep getting better with every year you're with us!
- Take your colleague to lunch with our 'Be a Buddy Lunch' or receive a referral bonus if you recommend your brilliant friends to join the team.
Office life
- Free breakfast, snacks & drinks every day.
- Located in the heart of Midtown.
- MARTA accessible location.
- Great location for after-work fun!
Our offices
London
Cardiff
Atlanta
What our team says
Jag
QA Lead
"I really enjoy the fact that CoT has so many areas of functionality, which gives me the opportunity to learn something new every day."
Steph
Business Analyst
"I enjoy the huge amount of autonomy I get here compared to in my previous role. I have a big say in what projects should be prioritised and what is important for the growth of the business from a data perspective. For example, the migration to our cloud-based stack was driven by the analysts in the team looking for solutions for the issues with our previous system, rather than a mandate from top-down."
John
Technical Lead
"I love the ‘professional informality’ as I call it. We have a great, laid back culture; we have a lot of fun (I regularly play pool and enjoy the monthly socials) whilst still getting our work done. I think that comes easily when you are truly passionate about the product, the people around you, and achieving really cool things together as we all do at CoT."
Sam
Customer Operations Support Officer
"I love how everyone is so welcoming and supportive regardless of whether it's their job to help you or not! It's also incredible how fast you can pick everything up and progress in this company with things like learning budgets which help you learn new things and are refreshed every year to keep you growing in your current role or new areas you want to explore."