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Our mission

We started Capital on Tap with a single goal: make the lives of small business owners easier. So, we’re building tools that empower owners. Tools that make it faster, simpler, and more rewarding to run their business.

We started 10 years ago with a working capital facility but haven’t stopped there. Our business credit card is purpose built for small business owners, making it easy to access working capital, issue cards to other directors and employees, integrate with their accounting software, and earn them best-in-class rewards. Simply put, it makes running a business easier.

So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US who use Capital on Tap today.


Want to be part of our growing team?

Are you passionate about payments, lending, and improving the lives of small business owners? Do you resonate with our values? We are always looking for incredible people to add to our team in our offices across London, Cardiff and Atlanta. You can also e-mail us at if you want to have a chat about any of our roles.

View open roles