Run your business better with

Making the lives of small business owners easier

Our application? Easy. Rewards program? Easy. Contacting a human in support? Easy.

Because running your business is hard.

But having a business credit card that is tailor-made for small businesses is, well, easy.

Capital on Tap rewards explained

Earn 1.5% cashback on everyday business spending like bills, operating costs and general expenses when you use your Capital on Tap card.

Cashback, and Gift Card Rewards

Our free account comes with uncapped 1.5% cashback on all card spending with flexible ways to redeem your rewards.

All of your business spend goes towards exceptional rewards for you and your business.

• Unlimited free 1.5% cashback on every purchase. If you spend $10,000 per month on business expenses, annually $1,800 comes back to you in rewards
• Get $200 back if you spend $15,000 in your first 3 months
• Redeem points for discounted travel and gift card rewards

Issue no-cost cards to all your employees at any time.

• Organize all your business spend in one place
• Set smart limits to monitor and control their spending
• Get real-time notifications at any spend threshold you choose

Spend every dollar on your business. No annual or foreign exchange fees.

No robots in our repertoire. Call and a real person will answer, in 10 seconds or less, at any time.

Make purchases moments after you’re approved with your virtual card.

You can add your Capital on Tap cards to Apple Pay or Google Pay and use it wherever you see the contactless logo.