The rewarding choice for small businesses

Handpicked business credit card benefits for small business owners - from cash back to cards for all your employees.

Integrated accounting software
24/7 customer service
No annual or foreign exchange fees

Apply now

Card issued by WebBank

Applying won't affect your personal credit score

Woman In Wine Shop Holding Capital On Tap Business Credit Card

1.5% cash back on all purchases

Boost cash back to 2% by choosing weekly AutoPay

Credit limits up to $50,000

Low variable APRs (17.49% - 57.49% variable)

(For new applicants only, based on creditworthiness)

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Capital on Tap rewards explained

Take your business to the next level with the Capital on Tap Business Credit Card, issued by WebBank. Get more from every purchase and maximize your spending power!

Apply now

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Capital On Tap Business Credit Card And App US Tilted

Tap into better benefits

Why wait for benefits to trickle in? They're always flowing with Capital on Tap’s Business Credit Card, issued by WebBank.

1.5% cash back on every purchase
Elevate to 2% cash back if you switch to weekly AutoPay
Unlimited, free employee cards
Integrated accounting software
24/7 customer service
No annual, foreign exchange, or account maintenance fees

Capital On Tap Business Credit Card Rewards

1.5% cash back on business spend

The Capital on Tap Business Credit Card offers unlimited 1.5% cash back on all purchases, with the opportunity to boost your cash back to 2% by selecting weekly AutoPay. Enjoy flexible redemption options for your rewards.

Redeem points against your balance or for gift cards.
Choose from a variety of merchants including Apple, Amazon, Airbnb, and many more.

Capital On Tap Business Credit Card Team And Roles

Cards for all your employees

Empower your team with employee cards. Control spending with customizable, individual card limits, real-time notifications, ATM blocks, and card freezing – all from your smartphone or desktop.

Apply now

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Integrate with your favourite accounting software

Seamlessly integrate with popular accounting software like QuickBooks and Xero. Enjoy daily auto-syncing, categorized expenses, and up to 90 days of historical data syncing.

Ditch the spreadsheets and manual entry for effortless accounting!

Customer Service Agent

24/7 support

Skip automated systems and long waits. Reach us day or night via phone, chat, or email. Real people, quick answers - usually in 10 seconds or less.

Need account help or product info? We've got you.

Your questions, our experts, 24/7.

Capital On Tap Virtual Credit Card Details

Virtual cards for convenient spending

Our virtual cards offer control, security, and budgeting. Allocate funds to expenses, monitor your budget in real-time, and enjoy instant access to your money.

Capital On Tap Card Details

Use your card with Apple or Google Pay

Use your card to tap and pay the easy, and private way wherever you see the contactless logo with Apple and Google Pay.*

*Except at restricted merchants.

Apply now

Capital On Tap Business Credit Card Balance Alert

Fraud protection

Stay protected with Visa’s Zero Liability Policy - a guaranty that you won’t be held responsible for unauthorized payments made with your account or account information. You can learn more about this policy, including its exceptions, on the Visa Zero Liability Policy page.

Dispute card transactions by contacting our 24/7 customer service team, via phone, email or online chat.

Spending On Capital On Tap Business Credit Card

Build your business credit score

Unlock the potential of your business with the Capital on Tap Business Credit Card, issued by WebBank. Make purchases to establish payment history, then pay responsibly to help build your business credit score over time.

Develop good payment habits and take control of your credit through responsible card usage. This can improve your score gradually, paving the way for easier financing options and greater growth opportunities down the road.

Capital on Tap reviews

Let the Capital on Tap Business Credit Card make running your business more rewarding

Apply now

Page last reviewed on 19 June 2024

by Holly Woodward