in 2 minutes
Rates as low as
Up to 56 days
Reward yourself with
cashback or Avios
We have reached a fantastic milestone. We have lent £2 billion directly to small businesses in the UK. £2 billion and counting!Find out how we got there
Lent to UK Businesses
We've helped more than 120,000 businesses all over the UK
Running a business is hard. We believe that accessing funding for your business shouldn't be complicated or time-consuming. See why we've helped over 120,000 businesses get funding to grow their business.
Say goodbye to terrible fees
We don't charge any FX, ATM, or other hidden fees and, if you pay your balance in full, you won't pay any interest on your card purchases
Great rates as low as 9.9% APR
Actual rate may vary based on your business profile, representative APR of 39.9%.
Run smooth with our accounting integration
We have integrated with all top accounting software to make it easier for you to run your business.
Get as many cards as you need to run your business
Get up to 20 supplementary credit cards for free for your employees and partners and set a spending limit for each card.
Use your Capital on Tap card with Apple Pay
You can use Apple Pay in stores wherever you see the contactless symbol, in apps and on the web. Reading this on an eligible device? Activate your card in Wallet now.
Join our Rewards programme
Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback) or 1 Avios. £99 upfront annual fee. 10,000 bonus points that you can redeem for £100 cashback or 10,000 Avios when you spend £5,000 on your card in your first 3 months.
Sign up today!
Learn why our customers love us.
We have already helped over 100,000 businesses in the UK and add a new customer every 5 minutes. See how we can help you today.