Credit card built
for small businesses

Get up to £50,000 in minutes to grow your business.

*Applying for a card will not affect your credit score

Capital on Tap business credit card
  • Quick, 2-minute application

    Quick application
    in 2 minutes

  • Rates as low as 9.99%

    Rates as low as
    9.9% APR

  • Up to 56 days interest free

    Up to 56 days
     interest free

  • Earn Avios or cashback rewards

    Cashback and Avios rewards


lent to UK businesses

We have reached a fantastic milestone. We have lent

1 billion pounds directly to small businesses in the UK.

1 billion and counting!

We've helped more than 65,000
businesses all over the UK.

Running a business is hard. We believe that accessing funding for your business shouldn't be complicated or time-consuming. See why we've helped over 65,000 businesses get funding to grow their business.

Credit cards built for small business owners

Cash or card? Your choice.

You control how to use your funding. Spend on your Business Credit Card or send the funds straight to your high street bank account.

Use your funding as credit card or transfer money to your bank account

Say goodbye to terrible fees.

We don't charge any FX, ATM, or other hidden fees and, if you pay your balance in full, you won't pay any interest on your card purchases

No foreign exchange fees and no UK ATM charges

Great rates as low as 9.9% APR.

Actual rate may vary based on your business profile, representative APR of 39.9%.

Interest rates lower over time if balance is repaid on time

Get as many credit cards as you need to run your business.

Get up to 20 supplementary credit cards for free for your employees and partners and set a spending limit for each card.

Up to 10 supplementary credit cards for employees and partners

Upgrade to Business Rewards.
Earn reward points on all card spend that you can redeem for cashback and Avios.

Earn 1 point for every £1 of card spend. Redeem 1 point for 1p (1% cashback) or 1 Avios. £99 upfront annual fee. 10,000 bonus points that you can redeem for £100 cashback or 10,000 Avios when you spend £5,000 on your card in your first 3 months.
Sign up today!

Upgrade your card to rewards credit card and earn points

Learn why our customers love us.

We have already helped over 65,000 businesses in the UK and add a new customer every 5 minutes.
See how we can help you today.