The rewarding choice for small businesses
Handpicked business credit card benefits for small business owners - from cashback to free, unlimited employee cards.
Uncapped 1% cashback with no annual fee
Rates as low as 15.5% APR (variable)
Practical credit limits up to £250,000
Free company cards with spend controls
Capital on Tap rewards explained
Take your business to the next level with the Capital on Tap Business Credit Card. Get more from every purchase and maximise your spending power!
Tap into better benefits
Why wait for benefits to trickle in? They're always flowing with Capital on Tap’s Business Credit Card.
- Uncapped 1% cashback on card spending
- Up to 42 days interest-free on card spending
- Unlimited, free employee cards
- Integrated accounting software
- 24/7 UK-based customer service
- No foreign exchange or ATM fees
Access exclusive offers with our business credit card
Unlimited free company cards
Empower your employees with hassle-free business expenses. No more waiting for petty cash or reimbursement.
Give them the freedom to purchase what they need to get the job done, at no additional cost.
1% cashback on business spend
Redeem it against your balance, turn it into cash, and purchase discounted gift cards. Upgrade to our Business Rewards program to redeem for Avios points.
Start earning rewards today!
Unlimited, free cards for all your employees
Empower your team with free, unlimited cards. Control spending with customisable, individual card limits, real-time notifications, ATM blocks, and card freezing – all from your smartphone or desktop.
Integrate with your favourite accounting software
Seamlessly integrate with popular accounting software like Xero, QuickBooks, and FreeAgent. Enjoy daily auto-syncing, categorised expenses, and up to 90 days of historical data syncing.
Ditch the spreadsheets and manual entry for effortless accounting!
24/7 UK-based customer service
Escape automated phone systems and long hold times. Connect with a real human in under 10 seconds, day or night, via phone, chat, or email.
Need account help or product info? We've got you.
Your questions, our experts, 24/7.
Pay £0 in fees
No annual fees. No foreign exchange fees. No ATM fees.
Apply today and experience a business credit card that truly has your financial well-being in mind.
Virtual cards for instant spending
Start spending instantly with your virtual card. Our virtual cards offer control, security, and budgeting. Allocate funds to expenses, monitor your budget in real-time, and enjoy instant access to your money with added security measures.
Great rates and up to 42 days interest-free
Take your business to new heights with rates as low as 15.5% APR (variable), and up to 42 days interest-free credit on your card spend when you pay in full and on time.
Easy and flexible repayment options, including weekly or monthly Direct Debit, debit card, or bank transfer.
Use your card with Apple or Google Pay
Use your card to tap and pay the easy, and private way wherever you see the contactless logo with Apple and Google Pay.
Fraud protection
Stay protected with Visa’s Zero Liability Policy - a guarantee that you won’t be held responsible for unauthorised payments made with your account or account information.
Dispute card transactions by contacting our 24/7 customer service team, via phone, email or online chat.
Build your business credit score
Charge it up, pay it off, watch your score take off - using a business credit card can boost your business credit score in no time
Whether you're looking to secure a mortgage, attract investors, or simply improve your financial standing, our business credit card can help get you there.
Let the Capital on Tap Business Credit Card make running your business more rewarding
Any third-party merchants are available through our Rewards Partner, as an offer through Visa, or through exclusive agreement. Not a direct affiliate to or owned by Capital on Tap.