Team Talking At Capital On Tap Office

Our mission

We started Capital on Tap with a single goal: make the lives of small business owners easier. So, we’re building tools that empower owners. Tools that make it faster, simpler, and more rewarding to run their business.

We started 10 years ago with a working capital facility but haven’t stopped there. Our business credit card is purpose built for small business owners, making it easy to access working capital, issue cards to other directors and employees, integrate with their accounting software, and earn them best-in-class rewards. Simply put, it makes running a business easier.

So if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your teams spend – join the 200,000 businesses across the UK and the US who use Capital on Tap today.

Man Sitting At Capital On Tap Office

Why Capital on Tap?

Our people (and our office dogs) are truly the best thing about working at Capital on Tap. We've built a dynamic, fun and vibrant culture where your opportunities for growth are as big as your ambitions.

Team In A Meeting At Capital On Tap Office


We place a huge emphasis on continual learning and have created an environment where this is possible every day. We provide every employee with a £1000 learning budget that can be used for conferences, courses, subscriptions, books - whatever inspires your curiosity and develops your abilities.

We actively encourage interacting with and learning from people and leaders of all levels within the business. Internal mobility is important to us and our goal is to help every employee realise their aspirations.

How comfortable are you with driving your own career and finding your own path? 

Would you welcome the opportunity to tell senior managers how to do something better?

Man Playing Pool


We are all committed to maintaining an environment where we share ideas, support each other, and celebrate our successes. We celebrate diversity and have tonnes of employee-led groups, LGBTQIA+, book club, netball, football and so much more. If there isn't a club that interests you, we encourage you to create one!

Our fridge is always full, the pool table is always occupied, and we definitely know how to let our hair down. Our 'Happy Club' is in charge of organising our regular socials - whether it's a summer party or celebrating religious festivals. On top of this we have house teams and enjoy a bit of friendly competition with pub quizzes, scavenger hunts, escape rooms and more!

Are you comfortable operating outside of your immediate role?

Do you make time for others even when you're busy?

Meeting At Capital On Tap Office


Spotted something that could be done better? Great! Tell us about it, own it, and get it done. We employ intelligent, innovative people so that they can think of great ideas, push them through, and drive the business forward. We want to empower you and as we've hired you - we trust you. It's about being accountable for the results of your actions and feeling proud of what you've accomplished.

If something isn’t being done, are you the person to step in and take the lead? If something doesn’t go the way you expected, do you hold yourself to account?

Can you push on and learn from the experience?

Our core values

Just Pilot

Just Pilot

  • Our company is built on piloting new ideas, we know our job is never done.
  • We ask questions, we figure it out.
  • We only build what our customers want.
Be A Buddy

Be a buddy

  • It’s never not my job.
  • Tap in from day one.
  • We do the right thing.
Why Not Today

Why not today?

  • Fast is as slow as we go. 
  • Take ownership and raise the bar.
  • Keep things simple. 


Health Wellness

Health & Wellness

  • Health benefits include private healthcare insurance, free therapy sessions and eye care vouchers.
  • Subsidised gym membership and company sports teams.
  • We contribute 4% to your pension (with up to 7% match) through our pension plan.


  • Cycle to work scheme, annual travel card loan and parking space loans for the Cardiff office.
  • Our London office has access to bike storage and shower facilities.
  • Worldwide Travel Insurance cover through Vitality.
Time Off

Time Off

  • You get 28 days of holiday exclusive of bank holidays every year.
  • After 4 years, you can take a 4 week paid sabbatical.
  • If you are a new parent, you can enjoy enhanced parental leave.


  • Every year, you have access to a £1000 learning budget to spend on anything that helps your development.
  • We also hold company knowledge sharing including show and tells and our own version of TED talks.

Fun Fun Fun

  • Our Happy Club organises monthly socials including quiz nights, scavenger hunts, and celebrations of all occasions whether it's PRIDE, religious holidays or another tradition.
  • You can also enjoy regular team socials to bond with your team!
  • We have an array of company clubs including netball, football, and book clubs. Or start your own!
Company Value Benefit

Company Value Benefits

  • For your first anniversary, you'll receive a reward of £250 to pilot something new in your personal life. When you reach 2 years, you will receive £500 to Be a Buddy to a loved one. The rewards just keep getting better with every year you're with us!
  • Take your colleague to lunch with our 'Be a Buddy Lunch' or receive a referral bonus if you recommend your brilliant friends to join the team.

Meet our teams

It Engineering

IT & Engineering



Bi Marketing

BI & Marketing







Customer Operations

Customer Operations

Funding Finance

Funding & Finance



What our team says

See our open roles


Apply now