Running a business is hard, we make it easier.

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Our mission

At Capital on Tap, our mission is to make running a small business as easy as possible. We understand that the day-to-day operations of a business can be challenging, which is why we've developed tools and resources that empower business owners to streamline their operations, access fast funding, and earn rewards.

So, if you're looking for a better way to run or grow your business – whether you’re an electrician wanting to buy supplies for your next job or a consulting company wanting to consolidate your team's spend – join the 200,000 businesses across the UK and the US that have placed their trust in Capital on Tap.

Rated excellent by our customers

4.9/5 icon Apple App Store

4.8/5 icon Google Play Store

4.7/5 icon Trustpilot

Capital On Tap Business Credit Card And App

Our history

We began as a small startup in London in 2012 with a vision of revolutionising the way entrepreneurs access finance. Through innovative technology, Capital on Tap has been providing fast funding to small businesses for over ten years, making their dreams become realities.

In 2021, we set our sights overseas and made Atlanta our American home, in partnership with WebBank.

Our business credit card is purpose built for small business owners. It makes it easy to access working capital, issue cards to other directors and employees, integrate with accounting software, and earn best-in-class rewards. Simply put, it makes running a business easier.

Our key milestones

Inspiring success stories from our customers

Over 200,000 businesses have signed up to Capital on Tap, so join the growing community of entrepreneurs who trust us to help them run and grow their businesses.

Read customer stories →

Capital on Tap reviews

Talk to Capital on Tap

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Want to be part of our growing team?

Are you passionate about improving the lives of small business owners? We are always looking for incredible people to add to our team in our offices across London, Cardiff, Atlanta, Edinburgh, Brighton and Manchester.

See our open roles here.

We’re here to help

If you're a customer, you can look at your spending, manage repayments, and update your details in your Online Portal.

Check out our FAQ for quick answers to our most asked questions.

Or, find where to contact us here.

Apply now