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Convert points to Avios

Upgrade to Business Rewards or Pro and unlock premium travel benefits with our business credit cards.

  • Unlock Avios with your rewards points
  • 10,000 bonus points in your first 3 months
  • No FX or ATM fees
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Trusted by over 200,000 businesses

Trusted by over 200,000 businesses

1% cashback on all card spend

1% cashback on all card spend

Practical credit limits up to £250,000

Practical credit limits up to £250,000

Rates as low as 15.22% APR (variable)

Rates as low as 15.22% APR (variable)

Upgrade to the best small business credit card with travel perks

Come for the rewards, stay for the all-in-one spend solution.

Free

£0/year

No annual fee

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  • Uncapped 1% cashback on all card spending
  • Exclusive offers at partner brands
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Unlimited, free employee cards
  • No foreign exchange fees
  • 24/7 customer support

Business

£99/year

Billed annually

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Everything from Free, plus:

  • 10,000 bonus points when you spend £5,000 in your first 3 months
  • Convert rewards points to Avios

Pro

£299/year

Billed annually

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Everything from Free, plus:

  • 10,000 bonus points when you spend £5,000 in your first 3 months
  • Convert rewards points to Avios
  • Unlimited access to 1,600+ airport lounges for the main card holder
  • Two free guest lounge passes per year and guest discounts
  • Radisson Rewards VIP status
  • Premium metal card
  • Dedicated 24/7 customer support

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Paying With Capital On Tap Business Credit Card

What is a business credit card with air miles?

A business credit card with air miles is a type of business travel credit card that lets you redeem points to book travel for yourself, family, and friends. With the Capital on Tap Business Rewards and Pro credit cards, you earn points on every pound your business spends, all of which can be converted to Avios or other cashback, gift card, or travel rewards.

Hugh Acland Commercial Director At Capital On Tap Square

Collecting Avios is key for any business owner looking to make the most of their spending. With a business travel credit card that earns air miles, you can turn everyday operational costs into rewards. It's a great opportunity to use those supply purchases, marketing budgets, and overhead expenses to fund corporate travel, or even treat yourself to a well-deserved holiday.

How do business credit cards with air miles work?

Business credit cards with air miles allow businesses to earn rewards in the form of air miles for their spending. They usually work like this: 

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Earning air miles

For every purchase made on the business credit card, the business earns points or air miles. For example, our Business Rewards and Pro plans allow you to convert an impressive 1 Avios per £1 spent across all expenses.

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Sign-up bonuses

Some cards will offer new member bonuses allowing you to quickly boost your balance. With Capital on Tap’s Business Rewards and Pro credit cards, you can earn 10,000 rewards points if you spend £5,000 in your first 3 months - which can be converted to Avios!

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Redeeming points

The points or air miles earned can be redeemed for flights, hotel stays, upgrades, and other travel expenses. Some cards, like Capital on Tap’s, also offer redemption options like gift cards or cashback. Plus, points are instantly redeemable as soon as you spend.

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Annual fees

Most business air miles credit cards charge an annual fee, but this is usually offset by the value of the rewards earned. Our Business Rewards card is £99 a year and our Pro plan is £299.

Paying With Capital On Tap Business Credit Card

How to collect Avios?

Flying isn’t the only way to collect Avios, upgrade to the Capital on Tap Business Rewards or Pro plans to convert rewards points to Avios on your everyday business spending. 

Earn 1 point for every £1 you spend on your business credit card.

Capital On Tap Business Credit Card Rewards

Get a generous 10,000 bonus points

Take your business further with 10,000 bonus points you can convert to 10,000 Avios or £100 cashback when you spend £5,000 in your first 3 months.

Use your Avios to fly further - book flights, hotels and more for your next trip using the best small business credit card for travel.

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Capital On Tap Business Credit Card, App And Mobile UK

How can I redeem my points?

If you are a Business Rewards or Pro customer, you can redeem your rewards points against your balance, for cash, gift cards, or convert to Avios via the Rewards page in your Capital on Tap app or online portal, you just need your British Airways Executive Club account details to hand!

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How can I spend my Avios?

Turn your business spending into rewarding experiences. Enjoy spending your Avios on:

  • Flights
  • Cabin upgrades
  • Hotel stays 
  • Car hire
  • Tours and experiences 
  • The Wine Flyer
  • High Life Shopping  
Harry Harvey CEO Of Garage Style

We used our Avios to pay for 7 employees’ flights to Vegas. After converting our cashback to Avios we only had to pay £75 for each flight ! Using our points brought the cost right down so we could justify the trip.

Harry Harvey
Managing Director at Garage Style
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Frequently asked questions

Capital on Tap's Business Rewards is a travel credit card that allows you to convert rewards points earned from business spending into Avios to spend on travel rewards.

Pro is Capital on Tap’s new premium tier tailored for small business owners in the UK. For just £299 per year, Pro members will enjoy a host of exclusive benefits, including Avios conversion, bonus rewards, unlimited airport lounge access, complimentary Radisson VIP membership, a dedicated 24/7 customer support, and a premium metal card.

Avios is the British Airways Executive Club's rewards currency. You collect Avios when you book flights, hotel stays, car hire, and more. You also earn points you can convert to Avios on certain business credit cards with travel rewards, including the Capital on Tap Business Rewards and Pro credit cards. Avios can then be spent on travel rewards.

Avios is the rewards currency used by British Airways’ Executive Club. You can spend Avios on travel-related benefits like flights, upgrades, car hire, and more.

You can convert 1 Avios for every £1 you spend on your Capital on Tap Business Rewards and Pro credit cards. 

The Avios required is dependent on your date of travel, destination and travel class. Use British Airways’ Reward Flight Finder to search for available dates and flights. You can also spend your Avios on hotels, car hire, experiences and more.

The Avios you collect with your business credit card for travel will stay valid as long as you collect, spend, purchase, or share at least one Avios every 36 months. If no action is taken in 3 years, your Avios will expire and be removed.

Checking your Avios is easy. Simply log in to your account with British Airways Executive Club account or one of their partners - Iberia Plus, Aer Lingus AerClub or Vueling Club. Your up-to-date Avios balance will be right there.

You can spend Avios to fly with British Airways, Iberia, American Airlines and any airlines within the oneworld alliance®, as well as other partners. These airlines can therefore be booked by using converted points collected by spending with the Capital on Tap Business Rewards and Pro credit cards.

The easiest way to check if you can spend your Avios on personal travel is to review your credit card’s terms and conditions.

Businesses can use Avios converted from the Capital on Tap Business Rewards and Pro credit cards to book discounted travel for employees or meetings/events.

Different credit card providers will have different Avios sign-up bonuses. With the Capital on Tap Business Rewards and Pro plans, you’ll earn 10,000 bonus points you can convert to 10,000 Avios or £100 cashback when you spend £5,000 in your first 3 months. This is applicable only to customers who have not previously received a sign-up bonus.

No, with Capital on Tap’s Business Rewards and Pro credit cards, there is no minimum monthly or annual spending requirement to convert rewards points to Avios.