Take flight with Avios

Upgrade to Business Rewards, the business credit card with travel and air miles rewards, to redeem your points for Avios.

  • Earn Avios points on every purchase
  • 10,000 bonus points in your first 3 months
  • No FX or ATM fees
Capital On Tap Business Rewards Credit Card With Avios Plan Cost
Trusted by over 200,000 businesses

Trusted by over 200,000 businesses

1% cashback on all card spend

1% cashback on all card spend

Practical credit limits up to £250,000

Practical credit limits up to £250,000

Rates as low as 15.5% APR (variable)

Rates as low as 15.5% APR (variable)

Upgrade to the best small business credit card with travel perks

Come for the all-in-one spend solution, stay for the business travel credit card with air miles rewards.

Free Rewards

Earn 1% cashback on your everyday card spending including bills, operating costs, and general expenses. 

No annual fee

Apply now
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dropbox, Slack, Superscript, and more
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months

Business Rewards

Business credit card with Avios. All the standard rewards plus air miles and extra redemption options.

£99 per year

Apply now
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dropbox, Slack, Superscript, and more
  • Redeem points against your balance, for cash, or for gift cards
  • Top up your balance with your own funds with Preloading
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months

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A woman in the background is looking at a business credit card held by a man in the foreground

What is a business travel credit card?

A business travel credit card is a specific type of credit card designed for businesses or business owners with frequent travel needs.

Its features typically include:

  • Earning rewards like air miles or travel points on spending 
  • No foreign transaction fees for purchases made abroad
  • Integration with expense management tools for easier tracking and reporting of travel costs
  • Special discounts or rates on travel

How to choose the right business credit card for travel?

Here are some tips to choose the right business travel credit card for you:

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Review your travel patterns

Look at how much you spend annually on flights, hotels, etc. Figure out if it’s mostly domestic or international and identify any airline or hotel brand loyalties. 

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Assess rewards offerings

Figure out how many points or air miles are earned per pound spent. Use this to calculate how much in rewards your annual spend could earn you. 

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Evaluate the programme overall

Is it easy to transfer your points to your preferred airlines and hotels? Check for any blackout dates or restrictions that might impact your typical travel.

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Mind the fees

Weigh the annual fee against your estimated rewards earned. Ideally look for a card with no foreign exchange fees so you can spend abroad without extra costs. 

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Consider extras

Consider other benefits for your business. Things like free employee cards, integrated expense management tools, and other points redemption options add value.

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Don’t forget sign up bonuses

Many cards offer large welcome bonuses after meeting a minimum spend. This can boost your rewards balance right from the start. 

Hugh Acland Commercial Director At Capital On Tap Square

Earning Avios is key for any business owner looking to make the most of their spending. With a business travel credit card that earns air miles, you can turn everyday operational costs into rewards. It's a great opportunity to use those supply purchases, marketing budgets, and overhead expenses to fund corporate travel, or even treat yourself to a well-deserved holiday.

How do business credit cards with air miles work?

Business credit cards with air miles allow businesses to earn rewards in the form of air miles for their spending. They usually work like this: 

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Earning air miles

For every purchase made on the business credit card, the business earns points or air miles. For example, the Capital on Tap Business Rewards card earns an impressive 1 Avios point per £1 spent across all expenses.

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Sign-up bonuses

Some cards will offer new member bonuses allowing you to quickly boost your balance. With Capital on Tap’s Business Rewards card, you can earn 10,000 Avios points if you spend £5,000 in your first 3 months.

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Redeeming points

The points or air miles earned can be redeemed for flights, hotel stays, upgrades, and other travel expenses. Some cards, like Capital on Tap’s also offer redemption options like gift cards or cashback. Plus, points are instantly redeemable as soon as you spend.

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Annual fees

Most business air miles credit cards charge an annual fee, but this is usually offset by the value of the rewards earned. The Capital on Tap Business Credit Card is £99 a year.

Paying With Capital On Tap Business Credit Card

How to collect Avios points?

Flying isn’t the only way to earn Avios, upgrade to the Capital on Tap Business Rewards Credit Card to earn Avios points on your everyday business spending. 

Earn 1 point for every £1 you spend on your Capital on Tap Rewards Business Credit Card.

Capital On Tap Business Credit Card Rewards

Get a generous 10,000 bonus points

Take your business further with 10,000 bonus points you can redeem for 10,000 Avios points or £100 cashback when you spend £5,000 in your first 3 months.

Use your Avios points to fly further - book flights, hotels and more for your next trip using the best small business credit card for travel.

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Capital On Tap Business Credit Card, App And Mobile UK

How can I redeem my points?

If you are a Business Rewards Credit Card customer, you can redeem your rewards points against your balance, for cash, gift cards, or Avios via the Rewards page in your Capital on Tap app or online portal, you just need your British Airways Avios account details to hand!

Woman In Wine Shop Holding Capital On Tap Business Credit Card

How can I spend my Avios?

Turn your business spending into rewarding experiences. Use your Avios points to enjoy:

  • Flights
  • Cabin upgrades
  • Hotel stays 
  • Car hire
  • Tours and experiences 
  • The Wine Flyer
  • High Life Shopping  
Harry Harvey CEO Of Garage Style

We used our Avios points to pay for 7 employees’ flights to Vegas. After converting our cashback to Avios points we only had to pay £75 for each flight ! Using our points brought the cost right down so we could justify the trip.

Harry Harvey
Managing Director at Garage Style
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Frequently asked questions

Business Rewards is Capital on Tap’s travel credit card that allows you to earn Avios on business spending to redeem for travel rewards.

A travel rewards card is a credit card or charge card in which you earn points you can redeem for flights, accommodations, and other travel-related expenses, often at a discounted rate.

An Avios business credit card is a type of business travel credit card that lets you redeem points to book travel for yourself, family, and friends. With the Capital on Tap Business Rewards card, you earn points on every pound your business spends, all of which can be redeemed for Avios or other cash back, gift card, or travel rewards.

Avios points are the British Airways Executive Club's air miles currency. You collect Avios when you book flights, hotel stays, car hires, and more. You also earn points you can redeem for Avios on certain business credit cards with travel rewards, including the Capital on Tap Business Rewards Card. Avios can then be redeemed for travel rewards.

Avios points are the rewards currency used by British Airways’ Executive Club. You can redeem Avios points for travel-related benefits like flights, upgrades, car hire, and more.

You earn 1 Avios point for every £1 you spend on your Capital on Tap Business Rewards Credit Card. 

The value of Avios points is dependent on your date of travel, destination and travel class. Use British Airways’ Reward Flight Finder to search for available dates and flights to understand the value of your Avios points. You can also redeem your Avios on hotels, car hires, experiences and more.

The Avios points you earn with your business credit card for travel will stay valid as long as you collect, spend, purchase, or share at least one Avios every 36 months. If no action is taken in 3 years, your Avios will expire and be removed.

Checking your Avios is easy. Simply log in to your account with British Airways Executive Club or one of their partners - Iberia Plus, Aer Lingus AerClub or Vueling Club. Your up-to-date Avios balance will be right there.

While Avios are non-transferable, you can use the Avios you earn with your business credit card for travel to book travel for family or friends. If you have a business credit card with Avios, this is a great option to travel with loved ones or book a vacation for the whole family.

You can fly British Airways, Iberia, Aer Lingus, and Vueling with Avios you accumulate from your business credit card. These airlines can therefore be booked using the business credit card air miles earned by spending with the Capital on Tap Business Rewards Credit Card.

The easiest way to check if you can use your Avios points for personal travel is to review your credit card’s terms and conditions.

Businesses can use Avios points earned from the Capital on Tap Business Rewards card to book discounted travel for employees or meetings/events.

Different credit card providers will have different Avios sign-up bonuses. With the Capital on Tap Business Rewards, you’ll earn 10,000 bonus points you can redeem for 10,000 Avios points or £100 cashback when you spend £5,000 in your first 3 months.

No, with Capital on Tap’s Business Rewards Credit Card, there is no minimum monthly or annual spending requirement to earn air miles. Earn Avios points on every pound you spend.

Page last reviewed on 03 June 2024

by Holly Woodward