Business employee cards
Employee credit cards give your employees the freedom to pay for business expenses while keeping you in control of their spending.
Uncapped 1% cashback with no annual fee
Rates as low as 15.5% APR (variable)
Practical credit limits up to £250,000
Free company cards with spend controls
Unlimited free company cards
Empower your employees with hassle-free business expenses. No more waiting for petty cash or reimbursement.
Give them the freedom to purchase what they need to get the job done, at no additional cost.
Control spending with tailored limits
Set personalised spending limits for transactions and total spend per employee.
Receive real-time notifications tailored to your chosen spend thresholds.
Track card spending in real time
Monitor employee spending on the go with the Capital on Tap mobile app.
Receive notifications anytime an employee uses their card and view itemised transaction details.
Maximise on rewards
Earn additional reward points on all employee purchases.
Redeem points against your balance, for cash, or for discounted gift cards. Upgrade to Business Rewards to convert to Avios Points.
Start spending immediately with virtual cards
Provide your employees with instant access to our free virtual cards.
Whether they're seasoned team members or new hires, they can start spending and earning rewards right away.
Upload transaction receipts
Say goodbye to reams of paper receipts and expense forms.
Both you and your employees can effortlessly attach receipts to individual transactions, keeping all your records in one organised and accessible place.
Instantly freeze or unlock cards anytime
Employee cards lost or stolen? Employee left the business? No worries. They can easily freeze or terminate their cards at any time.
Or use your app or online portal to do it on their behalf.
Organise all your business spend in one place
Review activity across all your company cards from your app or online portal.
You and your employees can add notes to any transaction and use spending categories to automatically label transactions.
Frequently asked questions
What is a business expense card?
A business expense card, also known as a corporate card or company card, is a financial tool used by businesses to manage and track employee expenses.
It functions similarly to a business credit card, in that it should only be used for business related spending, but it is issued to employees of the company not to the company itself. The purpose of a business expense card is to simplify the process of making and reconciling business-related purchases, while also providing a level of control and oversight for the business owner.
How can an employee get a new Capital on Tap card?
You can have unlimited cardholders on your account free of charge! Just visit the Cards page in your Online Portal and select 'Request New Card'.
If they’re a new employee you'll need their full name and mobile. They'll then receive an SMS with a link to complete a form where they will need to confirm their personal details and agree to the supplementary card T&Cs. You can track their progress on the Cards page.
The new card will be issued once we’ve received consent from both the account holder and supplementary cardholder!
How much are employee cards?
Some credit or business expense card providers charge additional fees for adding supplementary employee cards, which can quickly add up and eat into your bottom line.
We understand the importance of keeping costs low and providing affordable solutions for businesses of all sizes. That's why we offer unlimited free employee cards with all of our Capital on Tap Business Credit Card accounts. Whether you need to issue cards to one employee or a hundred, you won't pay a penny extra.