Business Rewards Credit Cards

Being a business owner is rewarding, but why not earn even more from your everyday business spending?

  • 1% cashback on all card spend
  • Multiple reward redemption options
  • Upgrade for Avios points
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Trusted by over 200,000 businesses

Trusted by over 200,000 businesses

Exclusive offers for your small business

Exclusive offers for your small business

Practical credit limits up to £250,000

Practical credit limits up to £250,000

Rates as low as 15.5% APR (variable)

Rates as low as 15.5% APR (variable)

Capital On Tap Business Credit Card On Florist Table

What are business credit card rewards?

Business credit card rewards are your way of turning your business expenses into benefits. With our rewards programme, you can enjoy:

We’ve handpicked these perks for small business owners, ensuring you get more out of every pound you spend.

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Capital on Tap rewards explained

Explore the benefits of business ownership, starting with the way you spend!

Capital On Tap Business Credit Card Rewards

Get more from your spending

Redeem your rewards your way. 

Use your rewards to reduce your balance, convert them to cash, or take advantage of gift cards. Earn points on all card spend with Preloading by topping up your balance with your own funds. Upgrade to our Business Rewards program to exchange points for Avios.

Preloading Dashboard On Mobile And Capital On Tap Business Credit Card

Get more rewards with Preloading

When you preload your account, your rewards aren’t held back by your credit limit. Got a £50,000 limit? Elevate it to £150,000 by preloading your own funds.  

Maximise your rewards by using your preloaded balance for larger payments, making every expenditure work harder for you.

Florist On The Phone With Capital On Tap Business Credit Card

Take flight with Avios

Take your business further with Avios.

Upgrade to Business Rewards, the business credit card with travel rewards, to redeem your rewards points for Avios.

Capital On Tap Business Credit Card And Rewards Gift Cards

Shop smart with gift cards

Treat yourself to gift cards from top retailers. 

Use your points to enjoy gift cards from top retailers such as Amazon, John Lewis, Tesco, and Airbnb.

Two People Doing Accounts

Refer another business owner to earn £75

Share the rewards with other business owners. 

Refer another business owner, and you'll both earn £75 when they make their first card purchase. It's a win-win for both of you!

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How do I redeem my credit card rewards?

Redeeming your Capital on Tap rewards points is a breeze. Simply access the 'Rewards' tab in your online portal, choose your preferred redemption method, and follow the easy on-screen instructions.

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Page last reviewed on 19 March 2024

by Lily Winnan