Business Rewards Credit Cards

What are business credit card rewards?

Business credit card rewards are your way of turning your business expenses into benefits. With our rewards programme, you can enjoy:

• Unlimited 1% cashback
• Exclusive offers 
• Gift cards
• Avios

We’ve handpicked these perks for small business owners, ensuring you get more out of every pound you spend.

Capital on Tap rewards explained

Get more from your spending

Redeem your rewards your way. 

Use your rewards to reduce your balance, convert to cash or Avios, or redeem for gift cards. Earn points on all card spend with Preloading by topping up your balance with your own funds.

How do I redeem my credit card rewards?

Redeeming your Capital on Tap rewards points is a breeze. Simply access the 'Rewards' tab in your online account, choose your preferred redemption method, and follow the easy on-screen instructions. Points are now redeemable instantly, allowing you to access your rewards without delay.

Get more rewards with Preloading

When you preload your account, your rewards aren’t held back by your credit limit. Got a £50,000 limit? Elevate it to £150,000 by preloading your own funds.  

Maximise your rewards by using your preloaded balance for larger payments, making every expenditure work harder for you.

Take flight with Avios

Take your business further with Avios.

Transform your business spending into travel rewards. Convert your reward points to Avios at no extra cost* and unlock premium travel perks.

Shop smart with gift cards

Treat yourself to gift cards from top retailers. 

Use your points to enjoy gift cards from top retailers such as Amazon, John Lewis, Tesco, and Airbnb.

Refer another business owner to earn 7,500 bonus points

Share the rewards with other business owners. 

Refer another business owner, and you'll both earn 7,500 bonus points when they make their first card purchase. It's a win-win for both of you!