

Cashback Business Credit Card
Unlock rewards for your everyday business expenses with a cashback business credit card.
Unlock rewards for your everyday business expenses with a cashback business credit card.
A cashback business credit card is a type of credit card that gives businesses a percentage of their spending back as cash, statement credit, gift vouchers or airmiles, as a reward for using the card. Cashback business credit cards are a simple way to earn benefits from your everyday business expenses.
A cashback credit card functions similarly to a standard credit card, with the added benefit of earning rewards on your purchases.
With the Capital on Tap Business Credit Card you get a flat 1% of your money back on all your card spending, no matter where you use it.
Discover the rewards of business ownership, starting with your spending!
Earn 1 point for every £1 you spend on your Capital on Tap Business Credit Card.
Spend £50,000 and be rewarded with £500 in points to reinvest in your business, treat your employees, or spend on yourself.
Get more from your spending.
Redeem your rewards against your balance, turn them into cash, or use them to purchase discounted gift cards. Upgrade to our Business Rewards program to exchange points for Avios.
Use your cashback rewards to pay your outstanding balance.
Have 40,000 rewards points? That's £400 less on your business credit card bill, giving you more money to invest in growing your business.
Prefer the freedom of cash in hand? No problem.
Transform your rewards points into cash and have it deposited into your bank account, ready to spend as you please.
Treat yourself to discounted gift cards from top retailers.
Use your points to grab discounted gift cards from leading retailers including Amazon, John Lewis, Tesco, and Airbnb.
Unlock travel rewards with Capital on Tap's Business Rewards programme. Redeem your rewards points for Avios and enjoy:
Choosing a business cashback credit card requires careful consideration to ensure it aligns with your specific business needs and financial goals. To help you make an informed decision:
Choosing a business cashback credit card that aligns with your business needs and financial goals can be a smart way to save money and maximise your purchasing power. Careful consideration of the above factors will help you make an informed decision.
Have a discussion with your accountant or tax professional regarding your decision about earning and utilising your rewards. Be mindful that certain types of rewards may have potential tax implications and the responsibility of working out any tax liability that may arise sits with the customer. Seeking guidance from a qualified professional will help ensure that you are well-informed and compliant with any relevant tax regulations.
Page last reviewed on 15 November 2023
by Lily Winnan