The following terms apply to customers that applied between 16 October 2024 and 2 March 2026
Earn 2.25% cashback on preloaded spend up to the earlier of: (i) the first £90,000 of preloaded funds spent on your card (maximum cashback of £2,025); or (ii) preloaded funds spent on your card in the first three months following approval for a Capital on Tap Business Credit card (“Promotion”)
Terms & Conditions:
1. This Promotion is available for new customers for three months following a successful application for a Capital on Tap Business Credit Card (“Promotion Period”) from one of our participating partners. For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date.
2. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
3. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card from one of our participating partners.
4. This Promotion is open to for as long as the Promotion appears on Capital on Tap and participating partners’ websites.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card in its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Cashback under this Promotion shall be paid as follows:
a. Eligible applications will earn points on all card transactions equivalent to 1% cashback during the Promotion Period in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, any ATM Withdrawal E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement) or on any drawdowns used to pay interest or fees we charge you.
b. At the end of the Promotion Period, Capital on Tap will review your first three months’ transaction history and calculate the amount of additional 1.25% cashback due for spend using preloaded funds made in the Promotion Period (“Bonus Cashback”). Once calculated, the Bonus Cashback will be credited to your account within 60 days of the Promotion Period ending.
c. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the participant’s available balance in their Credit Account.
8. In order to be eligible for this Promotion, the participant must have entered into an E-Money Agreement, and their Credit Account must remain open and in good standing until such time as the Bonus Cashback is due to be paid.
9. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
10. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
11. Participating partners: Money.co.uk
12. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
13. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
Available from: 05 March 2025
Earn 7,500 bonus rewards points (“Bonus Points”) after your first transaction once you’ve been approved for a Capital on Tap Business Credit Card (“Promotion”)
Terms & Conditions:
1. This Promotion is available for new customers following a successful application for a Capital on Tap Business Credit Card from one of our participating partners. For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date (“Promotion Period”).
2. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
3. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card from one of our participating partners.
4. This Promotion is open for as long as the Promotion appears on Capital on Tap and participating partners’ websites.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card at its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Bonus Points under this Promotion shall be paid as follows:
a. Eligible transactions will earn points on all card transactions equivalent to 1% cashback during the Promotion Period in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, any ATM Withdrawal, E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement) or on any drawdowns used to pay interest or fees we charge you.
b. At the end of the Promotion Period, Capital on Tap will review your first three months’ transaction history and provided you have made a completed card or cash transaction in this period, Bonus Points will be credited to your account within 60 days of the Promotion Period ending.
c. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the participant’s available balance in their Credit Account.
8. In order to be eligible for this Promotion, the participant must have entered into an E-Money Agreement, and their Credit Account must remain open and in good standing until such time as the Bonus Points are due to be paid.
9. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
10. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
11. Participating partners: Founderpass.com, referandsave.co.uk, settinguplimitedcompany.co.uk
12. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
13. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
Earn bonus points after meeting certain spend criteria (“Promotion”). The following terms and conditions apply to Capital on Tap customers who have received an invitation via email to earn bonus points between 5 January 2026 and 4 February 2026 (“Promotion Email”).
This Promotion is valid only for the two billing periods immediately following receipt of the Promotion Email, as stated in the Promotion Email (“Promotion Period”).
All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
Terms & Conditions:
1. This Promotion is available to Capital on Tap customers who:
a. have received the Promotion Email, and
b. have not participated in a similar promotion to earn bonus points within the last 12 months prior to receipt of the Promotion Email.
2. To qualify for bonus points under this Promotion, customers must meet or exceed the target spend amount specified in the Promotion Email during each of the two billing periods as defined therein (“Bonus”). The qualifying spend amount will be based on net spend, accounting for any refunds, returns, chargebacks, or similar adjustments. For the avoidance of doubt, Online Cash Transfers, any ATM Withdrawal, E-Money Drawdowns, or Cash Withdrawals (as such terms are used in your Credit Agreement) will not contribute towards your target spend.
3. Eligible billing periods and the amount of bonus points available under this Promotion will be explicitly stated in the Promotion Email.
4. Customers who achieve their spend target in each of the two billing periods as defined in their Promotion Email will be notified in writing within 30 days of the Promotion Period ending confirming qualification for the Bonus. The bonus points earned under this Promotion will then be credited to the customer's account within 60 days after the end of the Promotion Period. The customer’s Credit Account must remain open and in good standing until such time as the bonus points are due to be paid.
5. Capital on Tap reserves the right, at its sole discretion, to disqualify any customer found or suspected to be abusing or manipulating this Promotion or otherwise acting contrary to the spirit of the Promotion.
6. Capital on Tap reserves the right to amend, withdraw, or extend the Promotion or any of these terms and conditions at any time, with notice provided via email or on the Capital on Tap website.
7. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the customer’s available balance in their Credit Account.
8. By participating in this Promotion, customers are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
9. These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
10. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX.
General Offer Terms and Conditions:
1. You should read these General Offer Terms and Conditions (the “General Offer T&Cs”) together with any Retail Offer Terms and Conditions (the “Retail Offer T&Cs”) that apply to your specific offer. In the event of any inconsistency between the General Offer T&Cs and the Retail Offer T&Cs, the Retail Offer T&Cs will prevail.
2. Offers are tracked based on eligible transactions made directly with the participating merchant using your Capital on Tap card. Purchases made through third-party platforms, aggregators, or payment facilitators may not qualify.
3. If your account is suspended or cancelled, we will not award statement credits or rewards points (as applicable) to you, even if you have met the relevant offer’s eligibility criteria.
4. We can reverse any statement credits or rewards points (as applicable) that have been awarded if:
a. an eligible transaction is subsequently cancelled or refunded; or
b. we discover or reasonably suspect any fraud or other criminal activity, breach of the General Offer T&Cs and or the Retail Offer T&Cs, or any serious misuse (as reasonably determined by us).
Any reversal may take place up to a maximum of 180 days after the offer campaign end date. If a statement credit is reversed after you have paid your minimum monthly payment or your statement balance (as applicable), your account may be returned to a negative balance. If rewards points are reversed, this may result in you having a negative points balance.
5. We can cancel your participation in any offer if your account is not in good standing, or if you do not pay your minimum monthly payment shown on your account statement on time.
6. You must be opted into receiving Rewards and Promotions notifications by email in order to participate in any offer and be awarded any statement credits or rewards points (as applicable).
7. All decisions we may make over eligibility or otherwise in relation to offers (including transactions) are final, shall not be open to dispute and are made at our sole discretion. No correspondence will be entered into.
8. We promote and enable access to card-linked offers but are not the issuer of the offer or the provider of any related goods or services. Your use of an offer is subject to the terms and conditions of the offer-providing retailer.
9. Fulfilment of any offer, including the provision of any goods or services, is solely the responsibility of the participating offer-providing retailer. We do not guarantee the availability, pricing, or quality of any products or services offered.
10. We reserve the right to withdraw or correct any offer displayed in error or that becomes unavailable for any reason. Spending with an offer-providing retailer does not guarantee eligibility if the relevant terms are not met.
11. We can suspend or cancel any offer at any time and at our sole discretion, including if technical failure or any other factors outside our control impairs the integrity or proper functioning of the offer and this may result in any loss or damage to us.
12. If we discover or reasonably suspect any fraud or other criminal activity, breach of the General Offer T&Cs and or the Retail Offer T&Cs, or any serious misuse (as reasonably determined by us) relating to your redemption of any Capital on Tap offers or any previous Capital on Tap offers or promotions, we can:
a. disqualify you from all current and future offers; and/or
b. reverse any statement credit or rewards points (as applicable) that have been awarded.
13. We can change any of the terms of any offer at any time at our sole discretion.
14. We are not responsible for the actions, representations, omissions, or defaults of any third parties involved in the provision or fulfilment of any offer.
15. We may receive a commission or other form of compensation from participating retailers or third parties involved in the provision or fulfilment of an offer, in connection with your participation. This does not affect your eligibility for the offer or the value of any statement credits or rewards points (as applicable) you may receive.
16. By spending at participating offer-providing retailers, you agree that we may use and share limited transaction data (such as date and amount) with third parties involved in the provisions or fulfilment of an offer, solely for the purposes of validating and fulfilling the offer. Please refer to our Privacy Policy for more details.
17. By participating in any relevant offer, you are deemed to have accepted these General Offer T&Cs and the relevant Retail Offer T&Cs, in addition to the E-Money Agreement and the Rewards Terms and Conditions. The General Offer T&Cs and the relevant Retail Offer T&Cs supersede provisions in the Rewards Terms and Conditions only to the extent there is any express conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in General Offer T&Cs and the relevant Retail Offer T&Cs should be interpreted as invalidating the Rewards Terms and Conditions.
18. The General Offer T&Cs are governed by English law and the courts of England and Wales will have exclusive jurisdiction over us and you.
19. This campaign is provided by New Wave Capital Limited (Registered Office: 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX. Registered in England and Wales with Company Number 07959823).
The following terms and conditions apply to Capital on Tap customers who received an offer from a Capital on Tap Sales Agent to earn £125 Amazon gift cards for new referrals.
All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
Terms & Conditions
1. This Promotion is available to Capital on Tap customers who received the offer by a Capital on Tap Sales Agent.
2. To qualify for this Promotion, customers must:
3. Those who qualify for the promotion as stated above will receive the standard 7,500 points and an additional £125 Amazon gift card. The customer who is referred will receive the standard 7,500 points.
4. The Amazon gift cards earned under this Promotion will be sent to the customer’s registered email address within 60 days of meeting the criteria. The customer’s Credit Account must remain open and in good standing during the Promotion Period and until such time any gift cards are due to be issued.
5. Capital on Tap reserves the right, at its sole discretion, to disqualify any customer found or suspected to be abusing or manipulating this Promotion, or otherwise acting contrary to the spirit of the Promotion.
6. Capital on Tap reserves the right to amend, withdraw, or extend the Promotion or any of these terms and conditions at any time, with notice provided via email or on the Capital on Tap website.
7. By participating in this Promotion, customers are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions. In the event of any conflict between these Promotion terms and the Rewards Terms and Conditions, these Promotion terms shall prevail. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain in full force and effect.
8. These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
9. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX.
Available: 15 April 2026 – 15 May 2026
Earn £100 cashback after your first card transaction within 30 days of card issuance, when you apply for a Capital on Tap Business Credit Card using the promotional code NEWCO-COT within 30 days of your company's or LLP's incorporation date ("Promotion").
This offer is issued pursuant to Clause 2.6 of our Rewards Terms and Conditions, and the additional terms and conditions applicable to this Promotion are listed below.
Eligibility
1. This Promotion is available to new customers only who:
1.a have incorporated a new English private limited company or Limited Liability Partnership (LLP) via Companies House or a recognised incorporation agent; and
1.b apply for a Capital on Tap Business Credit Card using the promotional code NEWCO-COT within 30 days of their company's incorporation date; and
1.c have been approved for a Capital on Tap Business Credit Card; and
1.d make at least one Qualifying Transaction with their Capital on Tap card within 30 days of the date your credit agreement is signed, following approval ("Promotion Period").
2. This Promotion is open to applications (subject to eligibility) submitted between 15 April 2026 and 15 May 2026 only. Applications submitted outside this window are not eligible.
3. The promotional code NEWCO-COT is a shared code and is not personalised to individual applicants. It may be used by any applicant who meets the eligibility criteria above.
4. Capital on Tap may accept or reject any application for a Capital on Tap Business Credit Card at its sole discretion.
5. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
Cashback Payment
6. The £100 cashback under this Promotion shall be paid as follows:
6.a Within 30 calendar days of a Qualifying Transaction being confirmed and the eligibility criteria have been met, Capital on Tap will credit £100 cashback to the balance of your Capital on Tap Business Credit Card.
6.b A qualifying transaction means any card purchase made using your Capital on Tap Business Credit Card within 30 calendar days from the date your credit agreement is signed, following approval (“Qualifying Transaction”). Cash advances, ATM withdrawals, online cash transfers, e-money drawdowns, and any drawdowns used to pay interest or fees do not constitute Qualifying Transactions and do not form part of the Promotion.
7. Customers who are declined for a Capital on Tap Business Credit Card, who do not make a Qualifying Transaction following approval, are not eligible for the Promotion.
8. In order to be eligible for this Promotion, the participant must have agreed to the terms of the Revolving Credit Facility Agreement, the Personal Guarantee and the E-Money Facility Agreement (including the Rewards Terms and Conditions and any other applicable terms and conditions), and their credit account must remain open and in good standing and not in default until such time as the £100 cashback is due to be paid.
9. As a condition of receiving the £100 cashback, the participant must provide Capital on Tap with proof of payment of the incorporation fee to the Companies House or an agent upon request. Acceptable proof is an official payment confirmation issued by Companies House or an agent at the time of incorporation, clearly showing the amount paid, the date and the company number. For the avoidance of doubt, the cashback under this Promotion is fixed at £100 regardless of the incorporation method used or the fee paid to Companies House. Capital on Tap reserves the right to withhold the cashback where proof of payment cannot be provided, where the document does not appear to be an authentic payment confirmation from Companies House or a recognised incorporation agent, or where Capital on Tap reasonably believes the document has been altered.
General Terms
10. The promotional code must be entered at the time of application. Capital on Tap is unable to apply this Promotion retrospectively where a valid code was not entered during the application within the Promotion Period.
11. This Promotion cannot be combined with any other Capital on Tap sign-up offer or promotion unless otherwise stated.
12. Capital on Tap reserves the right to amend, withdraw, or extend any or all elements of this Promotion at any time at its sole discretion.
13. Capital on Tap reserves the right to withhold, delay, or reverse the £100 cashback if it reasonably suspects that a participant has obtained a subsidised or free company incorporation through a third-party provider prior to applying, or has otherwise acted in a manner contrary to the spirit of this Promotion. Capital on Tap's determination in this regard is final.
14. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Revolving Credit Facility Agreement, the Personal Guarantee and the E-Money Facility Agreement and any other applicable terms and conditions including the Rewards Terms and Conditions.
15. These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
16. The promoter of this Promotion is New Wave Capital Limited (trading as Capital on Tap), a private limited company with number 07959823 with its registered address at 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.
Earn 1.25% cashback on your preloaded spend, instead of the standard 1%, for your first three months with a free Dojo x Capital on Tap card ("Promotion"). There is no cap on the cashback you can earn under this Promotion.
This Promotion is issued pursuant to Clause 2.6 of our Rewards Terms and Conditions, and the additional terms and conditions applicable to this Promotion are listed below. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
Eligibility
This Promotion is available to new customers only who: (a) have applied for a free Dojo x Capital on Tap card through the Dojo partnership; and (b) have been approved for a free Dojo x Capital on Tap card.
This Promotion is eligible for new applications for as long as the Promotion appears on Capital on Tap and Dojo's websites and partnership channels.
Capital on Tap may accept or reject any application for a free Dojo x Capital on Tap card at its sole discretion.
No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
Cashback Payment
The Promotion Period commences on the date that you are offered a free Dojo x Capital on Tap card by Capital on Tap following a successful application and ends three months after that date ("Promotion Period").
Cashback under this Promotion shall be paid as follows: a. You will continue to earn points on all card spend equivalent to 1% cashback in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, ATM Withdrawals, E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement and E-Money Facility Agreement), or on any drawdowns used to pay interest or fees we charge you, and none of these count as preloaded funds spend for the purpose of this Promotion. b. At the end of the Promotion Period, Capital on Tap will review your first three months' transaction history and calculate an uplift of 0.25% on spend using preloaded funds made in the Promotion Period, so that the total cashback earned on that spend is 1.25% ("Bonus Cashback"). Once calculated, the Bonus Cashback will be credited to your account within 60 days of the Promotion Period ending. c. There is no cap on the Bonus Cashback payable under this Promotion. d. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses any available balance in your Credit Account.
General Terms
In order to be eligible for this Promotion, the participant must have entered into an E-Money Facility Agreement (including the Rewards Terms and Conditions and any other terms and conditions as may be applicable from time to time) and, where applicable, a Revolving Credit Facility Agreement and Personal Guarantee, and their account must remain open and in good standing and not in default until such time as the Bonus Cashback is due to be paid.
This Promotion cannot be combined with any other Capital on Tap sign-up offer or promotion, including the Dojo Consultant Cashback Boost, unless otherwise stated by Capital on Tap in writing.
Capital on Tap reserves the right to amend, withdraw, or extend any or all elements of this Promotion at any time at its sole discretion, with notice provided via email or on the Capital on Tap website.
Capital on Tap reserves the right, at its sole discretion, to disqualify any customer found or suspected to be abusing or manipulating this Promotion, or otherwise acting contrary to the spirit of the Promotion, and to withhold, delay, or reverse any Bonus Cashback awarded in such circumstances.
By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Facility Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
If any terms of this Promotion are found to be invalid or unenforceable, that will not affect the validity or enforceability of the remaining terms, which will remain in full force and effect.
Your entitlement to Bonus Cashback under this Promotion is personal to you and may not be transferred or assigned to any other person.
Participating partner: Dojo.
These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
The promoter of this Promotion is New Wave Capital Limited (trading as Capital on Tap), a private limited company with number 07959823 with its registered address at 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.
Available: 16 September 2026 to 31 December 2026 (“Offer Period”)
Earn 1.25% cashback on your preloaded spend, instead of the standard 1%, on an ongoing basis for as long as your account remains open and in good standing, when during the Offer Period you apply for a free Dojo x Capital on Tap card through a Dojo payment consultant, have been approved for a free Dojo x Capital on Tap card and make a card purchase within 30 days of being approved ("Promotion"). There is no cap on the cashback you can earn under this Promotion.
This Promotion is issued pursuant to Clause 2.6 of our Rewards Terms and Conditions, and the additional terms and conditions applicable to this Promotion are listed below.All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
Eligibility
This Promotion is available to new customers only who: (a) have applied for a free Dojo x Capital on Tap card through a Dojo payment consultant, using the application method specified by Capital on Tap for that channel; (b) have been approved for a free Dojo x Capital on Tap card between 16 September 2026 and 31 December 2026; and (c) make a Qualifying Transaction within the Qualifying Period (see clause 7).
Applications submitted other than through a Dojo payment consultant are not eligible for this Promotion, including applications made directly with Capital on Tap or through any other Dojo or Capital on Tap channel. Capital on Tap's records of the application source will be used to determine eligibility and its determination is final.
This Promotion is open only to customers approved between the Offer Period. Customers approved before or after the Offer Period are not eligible. For the avoidance of doubt, this window is the period during which you must be approved in order to qualify; once qualified, the Bonus Cashback continues on an ongoing basis and is not limited to this window.
Capital on Tap may accept or reject any application for a free Dojo x Capital on Tap card at its sole discretion.
No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
Cashback Payment
To unlock the ongoing Bonus Cashback under this Promotion, you must make at least one Qualifying Transaction within 30 days of the date that you are offered a free Dojo x Capital on Tap card by Capital on Tap following a successful application, with the Qualifying Transaction being made on or before 31 December 2026 ("Qualifying Period"). A "Qualifying Transaction" means any card purchase made using your Capital on Tap card, whether using preloaded funds or your available credit limit. Cash advances, ATM withdrawals, online cash transfers, e-money drawdowns and any drawdowns used to pay interest or fees do not constitute Qualifying Transactions.
Cashback under this Promotion shall be paid as follows: a. You will continue to earn points on all card spend equivalent to 1% cashback in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, ATM Withdrawals, E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement and E-Money Facility Agreement), or on any drawdowns used to pay interest or fees we charge you. b. Provided you make a Qualifying Transaction within the Qualifying Period, Capital on Tap will calculate an uplift of 0.25% on your spend using preloaded funds, so that the total cashback earned on that spend is 1.25% ("Bonus Cashback"). The Bonus Cashback will be calculated for each calendar month and credited to your account within 60 days of the end of that calendar month, on an ongoing basis for as long as your account remains open and in good standing. c. For the avoidance of doubt, the Bonus Cashback applies only to spend using preloaded funds. A Qualifying Transaction made using your available credit limit will unlock the Promotion but does not itself earn Bonus Cashback. d. There is no cap on the Bonus Cashback payable under this Promotion. e. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses any available balance in your Credit Account.
If you do not make a Qualifying Transaction within the Qualifying Period, you will not be eligible for the Bonus Cashback under this Promotion and will continue to earn cashback at the standard rate. Customers who are declined for a free Dojo x Capital on Tap card are not eligible for the Promotion.
General Terms
In order to be eligible for this Promotion, the participant must have entered into an E-Money Facility Agreement (including the Rewards Terms and Conditions and any other terms and conditions as may be applicable from time to time) and, where applicable, a Revolving Credit Facility Agreement and Personal Guarantee, and the account must remain open and in good standing and not in default until such time as any Bonus Cashback is due to be paid.
This Promotion cannot be combined with any other Capital on Tap sign-up offer or promotion, including the Dojo 3-Month Cashback Boost, unless otherwise stated by Capital on Tap in writing. Where a customer would otherwise be eligible for both this Promotion and the Dojo x Capital on Tap Cashback Offer, this Promotion will apply and the Dojo x Capital on Tap Cashback Offer will not.
Capital on Tap reserves the right to amend, withdraw, or extend any or all elements of this Promotion, including the Bonus Cashback rate and the period for which it is payable, at any time at its sole discretion, with notice provided via email or on the Capital on Tap website.
Capital on Tap reserves the right, at its sole discretion, to disqualify any customer found or suspected to be abusing or manipulating this Promotion, or otherwise acting contrary to the spirit of the Promotion, and to withhold, delay, or reverse any Bonus Cashback awarded in such circumstances.
By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Facility Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
If any terms of this Promotion are found to be invalid or unenforceable, that will not affect the validity or enforceability of the remaining terms, which will remain in full force and effect.
Your entitlement to Bonus Cashback under this Promotion is personal to you and may not be transferred or assigned to any other person.
Participating partner: Dojo.
These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
The promoter of this Promotion is New Wave Capital Limited (trading as Capital on Tap), a private limited company with number 07959823 with its registered address at 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX.