Available from: 16 October 2024
Earn 2.25% cashback on preloaded spend up to the earlier of: (i) the first £90,000 of preloaded funds spent on your card (maximum cashback of £2,025); or (ii) preloaded funds spent on your card in the first three months following approval for a Capital on Tap Business Credit card (“Promotion”)
Terms & Conditions:
1. This Promotion is available for new customers for three months following a successful application for a Capital on Tap Business Credit Card (“Promotion Period”) from one of our participating partners. For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date.
2. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
3. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card from one of our participating partners.
4. This Promotion is open to for as long as the Promotion appears on Capital on Tap and participating partners’ websites.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card in its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Cashback under this Promotion shall be paid as follows:
a. Eligible applications will earn points on all card transactions equivalent to 1% cashback during the Promotion Period in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, any ATM Withdrawal E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement) or on any drawdowns used to pay interest or fees we charge you.
b. At the end of the Promotion Period, Capital on Tap will review your first three months’ transaction history and calculate the amount of additional 1.25% cashback due for spend using preloaded funds made in the Promotion Period (“Bonus Cashback”). Once calculated, the Bonus Cashback will be credited to your account within 60 days of the Promotion Period ending.
c. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the participant’s available balance in their Credit Account.
8. In order to be eligible for this Promotion, the participant must have entered into an E-Money Agreement, and their Credit Account must remain open and in good standing until such time as the Bonus Cashback is due to be paid.
9. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
10. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
11. Participating partners: Money.co.uk
12. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
13. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
The following terms apply to customers that applied between 24 July 2024 and 15 October 2024
Earn 2% cashback on your spend up to the earlier of (i) the first £20,000 spent on your card (maximum cashback of £400); or (ii) the first three months following approval for a Capital on Tap Business Credit card (“Promotion”)
Terms & Conditions:
1. This Promotion is available for new customers for three months following a successful application for a Capital on Tap Business Credit Card (“Promotion Period”) from one of our participating partners. For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date.
2. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
3. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card from one of our participating partners.
4. This Promotion is open to for as long as the Promotion appears on Capital on Tap and participating partners’ websites.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card in its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Cashback under this promotion shall be paid as follows:
a. Eligible applications will earn points on all card transactions equivalent to 1% cashback during the Promotion Period in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, any ATM Withdrawal E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement) or on any drawdowns used to pay interest or fees we charge you.
b. At the end of the Promotion Period, Capital on Tap will review your first three months’ transaction history and calculate the amount of additional 1% cashback due for spend made in the Promotion Period (“Bonus Cashback”). Once calculated, the Bonus Cashback will be credited to your account within 60 days of the Promotion Period ending.
8. In order to be eligible for this Promotion, the participant’s Credit Account must remain open and in good standing until such time as the Bonus Cashback is due to be paid.
9. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
10. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
11. Participating partners: Money.co.uk
12. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
13. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
Available: 10 February 2025 - 10 June 2025
Earn £100 cashback after your first transaction in the first three months following approval for a Capital on Tap Business Credit Card using a valid promotional code or a valid QR code when applying (“Promotion”).
Terms & Conditions:
1. This Promotion is available to new customers for three months (“Promotion Period”) following a successful application for a Capital on Tap Business Credit Card using either the following when applying:
a. A valid promotional code.
b. A valid QR code.
For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date.
2. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card using one of the methods specified on a billboard featuring the Promotion. Applicants may scan the QR code to submit an application or they may visit our website directly and manually enter the promotional code when submitting an application.
3. This Promotion will end on 10 June 2025.
4. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card in its sole discretion.
5. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
6. Cashback under this Promotion shall be paid as follows:
a. Within 10 days of the start of each calendar month within the Promotion Period, Capital on Tap will review your transaction history to confirm that a valid transaction has been made.
b. If eligible, £100 cashback will be credited to the balance of your account within 60 days of your first valid transaction.
7. In order to be eligible for this Promotion, the participant must have entered into a Revolving Credit Facility Agreement and an E-Money Facility Agreement, and their credit account must remain open and in good standing until such time as the £100 cashback is due to be paid.
8. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
9. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Revolving Credit Facility Agreement and the E-Money Facility Agreement.
10. Applications that have used a valid promotional code from sources not directly linked to Capital on Tap, such as third party code aggregators, will be deemed as ineligible for this Promotion. For the avoidance of doubt, an application which does not contain a valid promotional code or was not created using a valid QR code will be ineligible for this Promotion.
11. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
12. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
Available from: 05 March 2025
Earn 7,500 bonus rewards points (“Bonus Points”) after your first transaction once you’ve been approved for a Capital on Tap Business Credit Card (“Promotion”)
Terms & Conditions:
1. This Promotion is available for new customers following a successful application for a Capital on Tap Business Credit Card from one of our participating partners. For the avoidance of doubt, the Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date (“Promotion Period”).
2. All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
3. This Promotion is available to any eligible Capital on Tap applicant who successfully applies for a Capital on Tap Business Credit Card from one of our participating partners.
4. This Promotion is open for as long as the Promotion appears on Capital on Tap and participating partners’ websites.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card at its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Bonus Points under this Promotion shall be paid as follows:
a. Eligible transactions will earn points on all card transactions equivalent to 1% cashback during the Promotion Period in accordance with our Rewards Terms and Conditions. These points can be redeemed for cashback, gift cards or Avios (if available). For the avoidance of doubt, you will not earn points on any Online Cash Transfers, any ATM Withdrawal, E-Money Drawdowns or Cash Withdrawals (as such terms are used in your Credit Agreement) or on any drawdowns used to pay interest or fees we charge you.
b. At the end of the Promotion Period, Capital on Tap will review your first three months’ transaction history and provided you have made a completed card or cash transaction in this period, Bonus Points will be credited to your account within 60 days of the Promotion Period ending.
c. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the participant’s available balance in their Credit Account.
8. In order to be eligible for this Promotion, the participant must have entered into an E-Money Agreement, and their Credit Account must remain open and in good standing until such time as the Bonus Points are due to be paid.
9. Capital on Tap reserves the right to amend or extend any or all elements of this Promotion at any time by giving notice by email or on the Capital on Tap website.
10. By participating in this Promotion, participants are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions and the E-Money Agreement. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
11. Participating partners: Founderpass.com, referandsave.co.uk, settinguplimitedcompany.co.uk
12. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
13. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX
Earn bonus points after meeting certain spend criteria (“Promotion”). The following terms and conditions apply to Capital on Tap customers who have received an invitation via email to earn bonus points between 1 April 2025 and 30 April 2025 (“Promotion Email”).
This Promotion is valid only for the two billing periods immediately following receipt of the Promotion Email, as stated in the Promotion Email (“Promotion Period”).
All capitalised terms used in these Promotion terms and conditions and not otherwise defined herein shall have the meanings assigned to them in the Rewards Terms and Conditions.
Terms & Conditions:
1. This Promotion is available to Capital on Tap customers who:
a. have received the Promotion Email, and
b. have not participated in a similar promotion to earn bonus points within the last 12 months prior to receipt of the Promotion Email.
2. To qualify for bonus points under this Promotion, customers must meet or exceed the target spend amount specified in the Promotion Email during each of the two billing periods as defined therein (“Bonus”). The qualifying spend amount will be based on net spend, accounting for any refunds, returns, chargebacks, or similar adjustments. For the avoidance of doubt, Online Cash Transfers, any ATM Withdrawal, E-Money Drawdowns, or Cash Withdrawals (as such terms are used in your Credit Agreement) will not contribute towards your target spend.
3. Eligible billing periods and the amount of bonus points available under this Promotion will be explicitly stated in the Promotion Email.
4. Customers who achieve their spend target in each of the two billing periods as defined in their Promotion Email will be notified in writing within 30 days of the Promotion Period ending confirming qualification for the Bonus. The bonus points earned under this Promotion will then be credited to the customer's account within 60 days after the end of the Promotion Period. The customer’s Credit Account must remain open and in good standing until such time as the bonus points are due to be paid.
5. Capital on Tap reserves the right, at its sole discretion, to disqualify any customer found or suspected to be abusing or manipulating this Promotion or otherwise acting contrary to the spirit of the Promotion.
6. Capital on Tap reserves the right to amend, withdraw, or extend the Promotion or any of these terms and conditions at any time, with notice provided via email or on the Capital on Tap website.
7. For the avoidance of doubt, a maximum of 1% cashback will still apply to card spend that uses the customer’s available balance in their Credit Account.
8. By participating in this Promotion, customers are deemed to have accepted these terms and conditions in addition to the Rewards Terms and Conditions. The terms of these Promotion terms and conditions supersede provisions in the Rewards Terms and Conditions only to the extent that the terms of these Promotion terms and conditions and the Rewards Terms and Conditions expressly conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in these Promotion terms and conditions should be interpreted as invalidating the Rewards Terms and Conditions.
9. These terms and conditions are governed by and construed in accordance with English law and are subject to the exclusive jurisdiction of the English courts.
10. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX.
Available from: 16 April 2024
TaxAssist franchise owners can earn £200 cashback or 20,000 bonus points:
after your first card transaction in the first three months following approval for a Capital on Tap Business Credit Card using a valid promotional code or a valid QR code when applying (“Sign Up Promotion"), and
when referring clients to Capital on Tap using a bespoke referral link provided to them by Capital on Tap once they have made their first card transaction (“Referral Promotion”), together, the “Promotions”.
Terms & Conditions:
1. The Sign Up Promotion is available to new TaxAssist franchise-owning customers for three months (“Sign Up Promotion Period”) following a successful application for a Capital on Tap Business Credit Card when applying with a valid promotional code or a valid QR code.
2. For the avoidance of doubt, the Sign Up Promotion Period commences from the date that you are offered a Capital on Tap Business Credit Card by Capital on Tap following a successful application and ends three months after that date.
3. The Referral Promotion is available to TaxAssist franchise-owning customers once they have made their first card transaction and whilst their credit account is open and in good standing (“Referral Promotion Period), following a successful referral to another brand new business for a Capital on Tap Business Credit Card (they must not have entered into a Credit Agreement and/or an E-Money Agreement with us before) made using such referrer’s unique referral code, and a successful card transaction by such referred business.
4. TaxAssist franchise-owning Capital on Tap applicants must successfully apply for and/or refer clients for a Capital on Tap Business Credit Card using the methods specified by Capital on Tap to be eligible for the Promotions.
5. Capital on Tap may accept or reject any applications for a Capital on Tap Business Credit Card in its sole discretion.
6. No responsibility will be accepted for applications that are ineligible, lost or delayed. Capital on Tap accepts no responsibility for applications not successfully completed due to a technical fault, computer hardware or software failure, satellite, network or server failure of any kind.
7. Cashback or bonus points under the Sign Up Promotion shall be paid as follows:
a. Within 10 business days of the start of each calendar month within the Sign Up Promotion Period, Capital on Tap will review your transaction history to confirm that a valid transaction has been made.
b. If eligible, £200 cashback or 20,000 bonus points (at Capital on Tap’s discretion) will be credited to the balance of your account within 60 days of your first valid transaction.
8. Cashback or bonus points under the Referral Promotion shall be paid as follows:
a. Within 10 business days of the start of each calendar month within the Referral Promotion Period, Capital on Tap will review your referral history to confirm if a valid transaction by a valid referral has been made.
b. If eligible, £200 cashback or 20,000 bonus points (at Capital on Tap’s discretion) will be credited to the balance of your account within 60 days of your referral’s first valid transaction.
9. In order to be eligible for these Promotions, participants must have entered into a Revolving Credit Facility Agreement and an E-Money Facility Agreement, and their credit accounts must remain open and in good standing until such time as the £200 cashback or bonus points are due to be paid.
10. Capital on Tap reserves the right to amend or extend any or all elements of these Promotions at any time by giving notice by email or on the Capital on Tap promotional TaxAssist website here.
11. By participating in these Promotions, participants are deemed to have accepted these terms and conditions in addition to the Revolving Credit Facility Agreement and the E-Money Facility Agreement.
12. Applications that have used a promotional code or a QR code from sources not directly linked to Capital on Tap, such as third party code aggregators, will be deemed as ineligible for the Promotions. For the avoidance of doubt, an application which does not contain a valid promotional code or a valid QR code will be ineligible for this Promotion.
13. These terms and conditions are governed by and construed in accordance with English law and subject to the exclusive jurisdiction of the English courts.
14. The promoter of this Promotion is New Wave Capital Limited of 27 Old Gloucester Street, London, England, WC1N 3AX.
General Offer Terms and Conditions:
1. You should read these General Offer Terms and Conditions (the “General Offer T&Cs”) together with any Retail Offer Terms and Conditions (the “Retail Offer T&Cs”) that apply to your specific offer. In the event of any inconsistency between the General Offer T&Cs and the Retail Offer T&Cs, the Retail Offer T&Cs will prevail.
2. Offers are tracked based on eligible transactions made directly with the participating merchant using your Capital on Tap card. Purchases made through third-party platforms, aggregators, or payment facilitators may not qualify.
3. If your account is suspended or cancelled, we will not award statement credits or rewards points (as applicable) to you, even if you have met the relevant offer’s eligibility criteria.
4. We can reverse any statement credits or rewards points (as applicable) that have been awarded if:
a. an eligible transaction is subsequently cancelled or refunded; or
b. we discover or reasonably suspect any fraud or other criminal activity, breach of the General Offer T&Cs and or the Retail Offer T&Cs, or any serious misuse (as reasonably determined by us).
Any reversal may take place up to a maximum of 180 days after the offer campaign end date. If a statement credit is reversed after you have paid your minimum monthly payment or your statement balance (as applicable), your account may be returned to a negative balance. If rewards points are reversed, this may result in you having a negative points balance.
5. We can cancel your participation in any offer if your account is not in good standing, or if you do not pay your minimum monthly payment shown on your account statement on time.
6. You must be opted into receiving Rewards and Promotions notifications by email in order to participate in any offer and be awarded any statement credits or rewards points (as applicable).
7. All decisions we may make over eligibility or otherwise in relation to offers (including transactions) are final, shall not be open to dispute and are made at our sole discretion. No correspondence will be entered into.
8. We promote and enable access to card-linked offers but are not the issuer of the offer or the provider of any related goods or services. Your use of an offer is subject to the terms and conditions of the offer-providing retailer.
9. Fulfilment of any offer, including the provision of any goods or services, is solely the responsibility of the participating offer-providing retailer. We do not guarantee the availability, pricing, or quality of any products or services offered.
10. We reserve the right to withdraw or correct any offer displayed in error or that becomes unavailable for any reason. Spending with an offer-providing retailer does not guarantee eligibility if the relevant terms are not met.
11. We can suspend or cancel any offer at any time and at our sole discretion, including if technical failure or any other factors outside our control impairs the integrity or proper functioning of the offer and this may result in any loss or damage to us.
12. If we discover or reasonably suspect any fraud or other criminal activity, breach of the General Offer T&Cs and or the Retail Offer T&Cs, or any serious misuse (as reasonably determined by us) relating to your redemption of any Capital on Tap offers or any previous Capital on Tap offers or promotions, we can:
a. disqualify you from all current and future offers; and/or
b. reverse any statement credit or rewards points (as applicable) that have been awarded.
13. We can change any of the terms of any offer at any time at our sole discretion.
14. We are not responsible for the actions, representations, omissions, or defaults of any third parties involved in the provision or fulfilment of any offer.
15. We may receive a commission or other form of compensation from participating retailers or third parties involved in the provision or fulfilment of an offer, in connection with your participation. This does not affect your eligibility for the offer or the value of any statement credits or rewards points (as applicable) you may receive.
16. By spending at participating offer-providing retailers, you agree that we may use and share limited transaction data (such as date and amount) with third parties involved in the provisions or fulfilment of an offer, solely for the purposes of validating and fulfilling the offer. Please refer to our Privacy Policy for more details.
17. By participating in any relevant offer, you are deemed to have accepted these General Offer T&Cs and the relevant Retail Offer T&Cs, in addition to the E-Money Agreement and the Rewards Terms and Conditions. The General Offer T&Cs and the relevant Retail Offer T&Cs supersede provisions in the Rewards Terms and Conditions only to the extent there is any express conflict. Unless expressly amended herein, all provisions of the Rewards Terms and Conditions remain intact and in full effect. Nothing in General Offer T&Cs and the relevant Retail Offer T&Cs should be interpreted as invalidating the Rewards Terms and Conditions.
18. The General Offer T&Cs are governed by English law and the courts of England and Wales will have exclusive jurisdiction over us and you.
19. This campaign is provided by New Wave Capital Limited (Registered Office: 27 Old Gloucester Street, London, United Kingdom, WC1N 3AX. Registered in England and Wales with Company Number 07959823).