The credit card built for small businesses
Earn 1% cashback with credit limits of up to £250,000 to take your business further. No hidden charges or annual fee.
Uncapped 1% cashback
Earn rewards points on all card spending, and redeem for cash, gift cards and more.
Rates as low as 13.6% APR (variable)
Interest-free period of up to 56 days on card spending, with no annual fee.
Credit limits up to £250,000
Grow your business with a credit limit of up to £250,000.
Unlimited free company cards
Add cards for your employees, and control spending with tailored limits.
A credit card that’s built for businesses
Manage your business spending with smart controls and real-time visibility – all with no annual fee.
Track card spending in real-time
Unlimited free company cards
Set spend limits for employees
Auto-sync with accounting software
Trusted by more than 200,000 businesses
More than 200,000 small business customers have spent more than £4 billion on their Capital on Tap Business Credit Cards.
Vic Wood
Founder of Greener Beauty
“Cash flow is a challenge for product-based businesses, so it’s helped. I always have my Capital on Tap card to rely on.”
Business spend just got more rewarding
Come for the rewards points, stay for the all-in-one spend solution.
Free Rewards
Earn 1% cashback on card spending like bills, operating costs, and general expenses.
No annual fee
Get Started- Uncapped 1% cashback on card spending
- Exclusive offers like savings at Microsoft, Hertz, Zoom, and more
- Redeem points against your balance, for cash, or for discounted gift cards
- Redeem points for Avios
- 10,000 bonus points when you spend £5,000 in your first 3 months
Business Rewards
All the standard rewards plus bonus points and extra redemption options like Avios.
£99 per year
Get Started- Uncapped 1% cashback on card spending
- Exclusive offers like savings at Microsoft, Hertz, Zoom, and more.
- Redeem points against your balance, for cash, or for discounted gift cards
- Redeem points for Avios
- 10,000 bonus points when you spend £5,000 in your first 3 months
Harry Ganz
The Garden Health & Beauty Store
“The option to redeem points for air miles is what attracted me. The main thing is I now have one card that services all my needs.”
Track all your spending in one place
Empower your employees with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.
Travel, Cashback, and Gift Card Rewards
The Capital on Tap Business Credit Card comes with uncapped 1% cashback on all card spending, with flexible ways to redeem your rewards. If you upgrade to Business Rewards, you can earn bonus points and also redeem points for Avios.
Plug into your accounting software
Connect with Xero, FreeAgent, Freshbooks, and more to sync all card transactions with your accounting software. Sync daily automatically so you can set it and forget it.
24/7 support
You don’t have time to wait on hold. Talk to a real person any time in 10 seconds or less.
