
The credit card built for small businesses
Earn 1% cashback with credit limits of up to £250,000 to take your business further. No hidden charges or annual fee.
Earn 1% cashback with credit limits of up to £250,000 to take your business further. No hidden charges or annual fee.
Earn rewards points on all card spending, and redeem for cash, gift cards and more.
Interest-free period of up to 56 days on card spending, with no annual fee.
Grow your business with a credit limit of up to £250,000.
Add cards for your employees, and control spending with tailored limits.
Manage your business spending with smart controls and real-time visibility – all with no annual fee.
More than 200,000 small business customers have spent more than £4 billion on their Capital on Tap Business Credit Cards.
Vic Wood
Founder of Greener Beauty
“Cash flow is a challenge for product-based businesses, so it’s helped. I always have my Capital on Tap card to rely on.”
Come for the rewards points, stay for the all-in-one spend solution.
Earn 1% cashback on card spending like bills, operating costs, and general expenses.
No annual fee
Get StartedAll the standard rewards plus bonus points and extra redemption options like Avios.
£99 per year
Get StartedHarry Ganz
The Garden Health & Beauty Store
“The option to redeem points for air miles is what attracted me. The main thing is I now have one card that services all my needs.”
Empower your employees with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.
The Capital on Tap Business Credit Card comes with uncapped 1% cashback on all card spending, with flexible ways to redeem your rewards. If you upgrade to Business Rewards, you can earn bonus points and also redeem points for Avios.
Connect with Xero, FreeAgent, Freshbooks, and more to sync all card transactions with your accounting software. Sync daily automatically so you can set it and forget it.
You don’t have time to wait on hold. Talk to a real person any time in 10 seconds or less.