Uncapped 1% cashback

Uncapped 1% cashback

Earn rewards points on all card spending, and redeem for cash, gift cards and more.

Rates as low as 9.9% APR

Rates as low as 9.9% APR

Interest-free period of up to 56 days on card spending, with no annual fee.

Credit limits up to £250,000

Credit limits up to £250,000

Grow your business with a credit limit of up to £250,000.

Unlimited free company cards

Unlimited free company cards

Add cards for your employees, and control spending with tailored limits.

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A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Track card spending in real-time

Track card spending in real-time

Unlimited free company cards

Unlimited free company cards

Set spend limits for employees

Set spend limits for employees

Auto-sync with accounting software

Auto-sync with accounting software

Trusted by more than 200,000 businesses

More than 200,000 small business customers have spent more than £4 billion on their Capital on Tap Business Credit Cards.

Business spend just got more rewarding

Come for the rewards points, stay for the all-in-one spend solution.

Free Rewards

Earn 1% cashback on card spending like bills, operating costs, and general expenses.

No annual fee

Get Started
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dell, Hertz, Hotels.com, and more
  • Redeem points against your balance, for cash, or for discounted gift cards
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months

Business Rewards

All the standard rewards plus bonus points and extra redemption options like Avios.

£99 per year

Get Started
  • Uncapped 1% cashback on card spending
  • Exclusive offers like savings at Dell, Hertz, Hotels.com and more
  • Redeem points against your balance, for cash, or for discounted gift cards
  • Redeem points for Avios
  • 10,000 bonus points when you spend £5,000 in your first 3 months
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Track all your spending in one place

Empower your employees with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

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Travel, Cashback, and Gift Card Rewards

The Capital on Tap Business Credit Card comes with uncapped 1% cashback on all card spending, with flexible ways to redeem your rewards. If you upgrade to Business Rewards, you can earn bonus points and also redeem points for Avios.

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Credit Card AI (1)

Plug into your accounting software

Connect with Xero, FreeAgent, Freshbooks, and more to sync all card transactions with your accounting software. Sync daily automatically so you can set it and forget it.

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24/7 support

You don’t have time to wait on hold. Talk to a real person any time in 10 seconds or less.

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Open an account in under 5 minutes

Apply and get a decision in less than 5 minutes

Make purchases immediately with your virtual card

Your cards arrive 2 days later

Running your business just got easier