Open Banking Sandbox Environment

1) Register your Application with the Open Banking Directory Sandbox https://www.openbanking.org.uk/providers/directory/

2) Register your Application with us. Send an email to openbanking@capitalontap.com with your Open Banking ID and we will get back to you with a client id and secret to be used when authenticating.

3) Call the sandbox API.

 

Authorisation

The process for authorisation is this:

1) Call our token endpoint to get a token and refresh token for your application. Pass in your client id and secret.

POST https://openbanking.capitalontap.com/as/token.oauth2

 

2) Request access to a specific customer's account

POST https://openbanking.capitalontap.com/aisp/account-access-consents

 

3) The customer grants access to the account (in the sandbox we will simulate this)

 

4) Check the status of the consent request

GET https://openbanking.capitalontap.com/aisp/account-access-consents/{ConsentId}

If it is authorised, we will give you back an authorisation code.

 

5) Call our token endpoint again to get a token and refresh token wich grants access to that customer's data

POST https://openbanking.capitalontap.com/as/token.oauth2

 

6) Use this token to access our Open Banking APIs.

 

API Endpoints available in the Sandbox

Account Information API

GET /accounts

Retrieve a list of customer consented accounts

 

GET /accounts/{AccountId}

Retrieve information about a specific account

 

Balance Information API

GET /account/{AccountId}/balances

Retrieve the balance information for a specific account

 

Transaction Information API

GET /account/{AccountId}/transactions

Retrieve a list of transactions against a specific account

 

 

*If you want to find out more about Open Banking, read our guide here.