Use Bill Pay where your credit card isn’t accepted

Effortlessly pay suppliers even if they don’t accept credit cards

Pay rent, suppliers, contractors, and employees from your credit line
Enjoy interest-free payment terms on any bill
Earn up to 1.25% cashback*

Trusted by over 200,000 businesses

Practical credit limits up to £250,000

Rates as low as 13.86% APR (variable)

Auto-sync with accounting software

What is Bill Pay?

Bill Pay allows you to pay rent, utilities, suppliers and more using your credit line. You can make the payment once, or automate the process to save time and money on late fees.

Opt in now to participate in this exclusive beta and streamline your business finances with Bill Pay.

To join the waitlist for Bill Pay, fill in your details below.

By clicking submit you confirm you have read and accepted the Privacy Policy, and agree to receive communications about Bill Pay.

How does Bill Pay work?

Paying bills where credit cards aren't accepted has never been easier!

Add a new bill

Save time by uploading photos of your invoices or payslips. No more manual entry, no more errors – just a seamless, hassle-free experience.

Set it and forget it

We’ll grab the details and payment information for you to confirm. Choose the date and forget it. We'll make sure your bills are paid on time!

Earn up to 1.25% cashback*

Option to get up to 1.25% back* in reward points - redeem for cashback, or gift cards, or convert to Avios, Virgin Points, or Radisson Rewards.

Rated excellent by our customers

4.9/5 Apple App Store

4.9/5 Google Play Store

4.7/5 Trustpilot

Consolidate spending

View your payment history, and stay in control by knowing who’s getting paid and by when. Use it for rent, bills, and more.

Maximise cash flow

Enjoy interest-free payment terms on any bill by paying straight from your Capital on Tap credit line.

Capital On Tap Business Credit Card Rewards

Earn rewards

Earn up to 1.25% cashback*. Imagine turning your bills into your next holiday!

Account integration

Easily integrate with your business accounts for smooth financial management. Track and reconcile payments effortlessly.

Auto-sync transactions to Sage, Xero, QuickBooks, FreeAgent, and more to save time and stay organised with our integrated accounting solutions. Set it to auto-sync daily for hassle-free expense management.

Real human support, whenever you need it

Your business doesn’t sleep, and neither do we. Contact us at any time to talk to a real person, who’ll answer in 10 seconds or less.

We’re available 24/7 to handle all of your questions and concerns.

Capital On Tap Business Credit Cards Customers

Why choose Capital on Tap?

Over 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards.

Our customer stories prove why we are the best choice for your business credit card needs.

Trusted by over 200,000 businesses

Capital on Tap reviews

Join the Bill Pay beta now

By clicking submit you confirm you have read and accepted the Privacy Policy, and agree to receive communications about Bill Pay.

* Boosted 1.25% is only available on preloaded Bill Pay spend. 1% cashback is available on non-preloaded spend.