As a main account holder, with your Capital on Tap card you earn points every time you make a purchase on your card. You can redeem these points against your balance, as cash to your business bank account, gift cards, flights, hotels, and more.
How to earn points
You earn 1 point for every £1 spent on your Capital on Tap credit card and any employee cards linked to your account. Plus, there is no limit to how many points you can collect!
You can check your points balance and redeem points directly within your Capital on Tap account online or in the Capital on Tap app. The Capital on Tap app is available for download in the App Store and Google Play. You can redeem your earned points under the “Rewards” tab in your online account or in the app.
Redemption options
When you're ready to redeem, you have several options to choose from:
Apply points to your balance
Redeem points to lower your Capital on Tap balance. Every point equals 1% cashback.
For example, 10,000 points = £100 cash back towards your balance. Enter the number of points to instantly see that value deducted from your balance.
Redeem for cash
Get the cash value of points sent directly to your linked business bank account. Again, each point = 1% cashback.
So 30,000 points = £300 cash to your account. Simply enter the amount to have it transferred instantly.
Purchase gift cards
You can treat yourself or give gift cards to employees. Current brand options include:
- Amazon
- Airbnb
- Tesco
- Uber Eats
- Uber
- John Lewis
- M&S
- Nike
- The Dining Out Card
- Virgin Experience Days
And yes, e-gift cards can be sent to any email address you choose!
Convert to Avios Points
If you have our Business Rewards Credit Card, you can convert points 1:1 into Avios points to redeem for British Airways flights and upgrades worldwide, hotel stays, car rentals, tours, wine, and more.
Additionally, if you sign up for our Business Rewards Credit Card, you will receive 10,000 bonus points when you spend £5,000 in your first 3 months with the Rewards card.
Maximising your earnings
To reap the maximum rewards from your card, follow these tips:
- Use your card for all eligible business purchases to rack up points quickly
- Pay your balance on time and in full each month to avoid interest charges
- Refer other business owners to apply and earn £75 cashback
Getting started
Ready to earn rewards for your everyday business spending? The Capital on Tap Business Credit Card earns you 1% cashback on all spending. Apply today to effortlessly earn rewards.
