About Capital on Tap

Our mission

Building simple tools for real-world businesses to achieve great things


Whether it's to pay for stock, get through a slow month or fuel high growth, small businesses often require funding to survive and thrive. Yet, the traditional funding options have long forms, slow response times, opaque fees and rigid underwriting criteria. We're here to solve that.

Our technology allows small UK businesses to access funding painlessly. Our quick and simple application to access competitive funding allows business owners to get back to what they love, their business.

Capital on Tap has provided over £2 billion to help more than 120,000 businesses grow, and we are just getting started. Today, we provide business cards and loans but as the needs of our customers evolve, our product will too. However, our end goal is always the same: building simple tools for real-world businesses to achieve great things.

Map of UK small businesses funded by Capital on Tap

120,000+ businesses helped to date

Our customers

We have partnered with over 120,000 businesses across the UK. Whether its tight cash flow issues or building expansions, we are here for small businesses.

Our core values

Value Plane

Just pilot

  • Ic Plane Sm

    Our company is built on piloting new ideas, we know our job is never done.

  • Ic Plane Sm

    We ask questions, we figure it out.

  • Ic Plane Sm

    We only build what our customers want.

Value Buddy

Be a Buddy

  • Ic Pet Sm

    It’s never not my job.

  • Ic Pet Sm

    Tap in from day one.

  • Ic Pet Sm

    We do the right thing.

Value Simple

Deliver it. Simple.

  • Ic Smiplicity Sm

    Choose the straightforward options.

  • Ic Smiplicity Sm

    Take ownership and get it done.

  • Ic Smiplicity Sm

    We take the complexity out of business funding.

We have now lent over £2 billion directly to small businesses in the UK.


lent to UK businesses

Our team

Want to be part of our growing team?