Up to £50,000 in funding to grow your business in minutes
Simple online account to manage your credit and employee cards
Quarterly account reviews so your funding line grows with your business
We have reached a fantastic milestone. We have lent £2 billion pounds directly to small businesses in the UK.
£2 billion and counting!Find out how we got there
lent to UK businesses
Business credit. Instantly.
Getting started with Capital on Tap
- Fill out our 2-minute application
(It wonʼt affect your credit rating.)
- Receive your decision in minutes
- Sign up for your account
- Get access to funding online instantly
and your card within 4 business days
What are the minimum criteria for an account?
- Turnover at least £2,000 per month
- No unsatisfied CCJs against you or your business in the last 12 months
- You are based in the UK
Why choose us
We've funded more than £1.5 billion to over 100,000 businesses in the past 6 years.
Simple 2 minute application that wonʼt effect your credit rating
Say goodbye to hidden fees
We do not charge any FX fees, ATM charges, or other monthly fees
Up to 56 days of interest free on card purchases
if you pay off your balance in full every month. Manage and make additional payments anytime.
Upgrade to Business Rewards
Earn rewards points on all card spend with Business Rewards. Redeem points for cashback and Avios.