Simple funding for sole traders &
freelancers
Get a decision in minutes and instant access to funding
2 minute application &
same-day decision
Rates as low as
9.9% APR
Up to 56 days
interest free
Rewards yourself with
cashback or Avios
We’ve helped more than 20,000 sole traders and freelancers all over the UK
Being self-employed is hard but getting funding shouldn’t be! Come and see for yourself how we can help sole traders and freelancers like you get the funding you need to grow!
Cash or card? Your choice
You control how to use your funding. Spend on your self-employed credit card or send the funds straight to your high street bank account.
Say goodbye to terrible fees
We don't charge any FX, ATM, or other hidden fees and, if you pay your balance in full, you won't pay any interest on your card purchases.
Great rates as low as 9.9% APR
Actual rate may vary based on your profile, representative APR of 39.9%.
Accounting software integration
Tools to easily manage your finances so you can focus on what you love.
Earn rewards while building your business
Join Capital on Tap Rewards programme and earn 1 point for every £1 spent on your credit card. Redeem points for cashback or Avios and enjoy the things you love.
Learn why our customers love us.
We have already helped over 120,000 businesses in the UK and add a new customer every 5 minutes. See how we can help you today.