How can I earn on my business spending?


Earning with us is simple - apply for the Capital on Tap Business Rewards Credit Card and earn cash credit on all your business spending! Get 1% cashback for every £1 spent on your card and use it to pay your monthly credit card bill or continue to accumulate to withdraw a lump sum later. 

Of course, the more you spend, the more cash credit you'll receive. And if you spend £5,000 in your first 3 months, you'll get 10,000 bonus points worth £100 cashback!

What merchants can I shop with to earn cashback? 

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Shipping companies

Pay for postage and packaging with your Capital on Tap Credit Card. Our card works with all major courier, package delivery and express mail service companies.

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Online advertising platforms

Advertising online? Your Capital on Tap Credit Card works with all online advertising platforms. Even better, connect your Capital on Tap card to your advertising accounts so you can earn cashback on your marketing spend. Simply go the 'Dashboard' on your Customer Portal, scroll to the bottom to 'Save time & add your card to' and choose all merchants you want to connect your card to. 

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Marketplace websites

Shopping online for stock or supplies? Your Capital on Tap Credit Card will work at all marketplace websites. Don't forget to connect your card to all the merchants you shop regularly with so you never miss out on extra cashback! Simply go to the 'Dashboard' on your Customer Portal, scroll to the bottom to 'Save time & add your card to' and choose the merchants you want to connect your card to. 

Applying for the Business Rewards Credit Card with Capital on Tap


Sign up today & start earning on your business expenditure. Simply click on the 'Apply' button below, answer a few simple questions and we'll give you a credit decision the very same day!

Already a Capital on Tap customer? You can opt into Business Rewards at any time - just head to the 'Rewards' tab in your Customer Portal.

Frequently asked questions

Cashback is a cash incentive program where a percentage of the amount spent is paid back to the card holder. 

A cashback credit card will reward you on your business expenditure by giving you cash credit. The cash credit can be used to help you pay your monthly credit card bill. For example, if you spend £100 in one month and your cashback offer is 1%, at the end of the month your account will be credited with £1. This means that your credit card bill is reduced by £1. Alternatively, you can continue to accumulate your cashback to withdraw a lump sum later. 

To redeem your cashback, simply go to the 'Rewards' tab of your Customer Portal. You will see three options of redeeming your points: 'Convert to Avios', 'Convert to Balance' and 'Convert to Cash'. Once you've chosen your preferred option, enter the number of points you wish to redeem and click 'Redeem'.

If you are a standard business credit card holder, you can upgrade to Business Rewards at any time. Simply go to the 'Rewards' tab and click 'Upgrade to Rewards'. Once upgraded, make sure to use your card to pay for all your business expenses so you can earn as many points as possible!

Currently, Capital on Tap doesn't support spending at a small number of merchant categories in accordance with the Terms and Conditions like gambling-related merchants or securities brokerage services.

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