How can I earn on my business spending?


Earning with us is simple - to start with, apply for a Capital on Tap business credit card. Both our free standard Business Credit Card and our Business Rewards Credit Card allow you to earn points on your card spending that you can redeem for 1% cashback! Get 1% cashback for every £1 spent on your card and use it to pay towards your monthly credit card bill with us or withdraw cash directly to your business bank account. 

The more you spend the more points you'll earn, and in turn the cashback you'll receive!

You can earn 1% cashback for free on our standard Business Credit Card. You'll also earn 1% cashback if you opt for our Business Rewards Credit Card (£99 annual fee), and if you spend £5,000 on your Business Rewards Credit Card in your first 3 months with us, you'll receive 10,000 bonus points worth £100 cashback!

What merchants can I shop with to earn cashback? 

Shipping 2

Shipping companies

Pay for postage and packaging with your Capital on Tap Credit Card. Our card works with all major courier, package delivery and express mail service companies.

Advertising 2

Online advertising platforms

Advertising online? Your Capital on Tap Credit Card works with all online advertising platforms. Even better, connect your Capital on Tap card to your advertising accounts so you can earn cashback on your marketing spend. Simply go the 'Dashboard' on your Customer Portal, scroll to the bottom to 'Save time & add your card to' and choose all merchants you want to connect your card to. 

Reseller 2

Marketplace websites

Shopping online for stock or supplies? Your Capital on Tap Credit Card will work at all marketplace websites. Don't forget to connect your card to all the merchants you shop regularly with so you never miss out on extra cashback! Simply go to the 'Dashboard' on your Customer Portal, scroll to the bottom to 'Save time & add your card to' and choose the merchants you want to connect your card to. 

Applying for a business credit card with Capital on Tap


Sign up today & start earning on your business expenditure. Simply click on the 'Apply' button below, answer a few simple questions and we'll give you a decision instantly!

Already a Capital on Tap customer? You can upgrade to Business Rewards at any time - just head to the 'Rewards' tab in your customer portal.

Frequently asked questions

Cashback is a cash incentive program where a percentage of the amount spent is paid back to the card holder. 

A cashback credit card will reward you on your business expenditure by giving you cash credit. The cash credit can be used to help you pay your monthly credit card bill. For example, if you spend £100 in one month and your cashback offer is 1%, at the end of the month your account will be credited with £1. This means that your credit card bill is reduced by £1. Alternatively, you can continue to accumulate your cashback to withdraw a lump sum later. 

To redeem your cashback, simply go to the 'Rewards' tab of your Customer Portal. There are two options for cashback redemption: 'Convert to Balance' or 'Convert to Cash'. Once you've chosen your preferred option, enter the number of points or amount of cash you wish to redeem and click 'Redeem'.

No, our standard free Business Credit Card comes with free cashback redemption. If you'd like to also redeem rewards points for Avios you can upgrade to our Business Rewards Credit Card at any time. Simply go to the 'Rewards' tab and choose to upgrade your account. With either of our cards you can earn points redeemable for cashback!

Currently, Capital on Tap doesn't support spending at a small number of merchant categories in accordance with the Terms and Conditions like gambling-related merchants or securities brokerage services.

Learn why our customers love us.

We have already helped over 120,000 businesses in the UK and add a new customer every 5 minutes. See how we can help you today.