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Up to £50,000 in funding to
grow your business in minutes -
Simple online account to
manage your credit and
employee cards -
Quarterly account reviews so
your funding line grows with
your business
lent to UK businesses
We have reached a fantastic milestone. We have lent
1 billion pounds directly to small businesses in the UK.
1 billion and counting!
Business credit. Instantly.
*Checking your eligiblity will have no effect on your credit score
Getting started with Capital on Tap
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Fill out our 2-minute application.
It wonʼt affect your credit rating.
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Receive your decision in minutes
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Sign up for your account
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Get your card and access to funding online instantly
Access up to £50,000 on your online account and your Business Mastercard arrives within 4
business days.
What are the minimum criteria for an account?
- Turnover at least £2,000 per month
- No unsatisfied CCJs against you or your business in the last 12 months
- You are based in the UK
Why choose us
We've funded more than £1 billion to over 65,000 businesses in the past 6 years.
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Fast application
Simple 2 minute application that wonʼt effect your credit rating
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Say goodbye to hidden fees
We do not charge any FX fees, ATM charges, or other monthly fees
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Interest flexibility
Up to 56 days of interest free on card purchases
if you pay off your balance in full every month. Manage and make additional payments anytime. -
Upgrade to On Tap Club
Earn uncapped 1% cashback on all card spend with our On Tap Club program. Points can be redeemed for Avios or cashback.(£249 upfront annual fee).
