Credit cards built for small businesses

Business Credit Card

*Applying for a card will not affect your credit score

  • Earn 1 point for every £1 of card spend
  • Redeem 1 point for 1p (1% cashback) or 1 Avios
  • 10,000 bonus points that you can redeem for £100 cashback or 10,000 Avios**
    when you spend £5,000 on your
    card in your first 3 months
  • Credit facility of up to £50K
  • Up to 56 days interest free on card purchases
  • No charges on FX, ATM
  • Up to 10 free supplementary cards
Free

Business Rewards Card

1% cashback or 1 Avios for every £1 of card spend

*Applying for a card will not affect your credit score

  • Earn 1 point for every £1 of card spend
  • Redeem 1 point for 1p (1% cashback) or 1 Avios
  • 10,000 bonus points that you can redeem for £100 cashback or 10,000 Avios**
    when you spend £5,000 on your
    card in your first 3 months
  • Credit facility of up to £50K
  • Up to 56 days interest free on card purchases
  • No charges on FX, ATM
  • Up to 20 free supplementary cards
£99/year

** The bonus points offer is only applicable to customers for whom this is their first rewards card with Capital on Tap.

** Avios are issued and redeemed in accordance with the British Airways Executive Club terms and conditions. See ba.com/theclubterms

Tell me more about Avios

You earn 1 point for every £1 of card spend which you can redeem for cashback or Avios.

Avios is the reward currency of the
British Airways Executive Club. You can collect Avios on flights, hotels, shopping and car rental with us or one of our many partners. With so many ways to collect you'll soon have enough to spend on all of the travel things you love, including reward flights and cabin upgrades.

  • Earn Avios points with British Airways Executive Club

Cash or card? Your choice.

You control how to use your funding. Spend on your Business Credit Card or send the funds straight to your high street bank account.

Use your funding as credit card or transfer money to your bank account

Say goodbye to terrible fees.

We don't charge any FX, ATM, or other hidden fees and, if you pay your balance in full, you won't pay any interest on your card purchases

No foreign exchange fees and no UK ATM charges

Great rates as low as 9.9% APR.

Actual rate may vary based on your business profile, representative APR of 39.9%.

Interest rates lower over time if balance is repaid on time

Learn why our customers love us.

We have already helped over 65,000 businesses in the UK and add a new customer every 5 minutes.
See how we can help you today.